Activ Assure Diamond Aditya Birla Health Insurance
The Activ Assure Diamond plan by Aditya Birla Health Insurance is an affordable way to protect your health as well as your finances. This feature-loaded new-age plan is available on an individual as well as a family floater basis to cover you and your family with a wide sum insured range that you can choose from.
Highlights of Activ Assure Diamond Aditya Birla Health Insurance
Claim settlement ratio - 96%
NCB* - Up to 50%
PED Waiting# - 48 months
Network Hospital - 11,000
Pros & Cons Activ Assure Diamond Aditya Birla Health Insurance
Quick Answers to all Insurance Questions
Activ Assure Diamond
Aditya Birla Health Insurance Company
Aditya Birla Health Insurance Company Limited was incorporated in 2015 as a joint venture between the Aditya Birla Group and MMI Holdings of South Africa with 51% and 49% stake respectively. The company is a subsidiary of Aditya Birla Capital Limited.
The company offers a wide range of health insurance products consisting of unique insurance covers and offerings including incentive wellness and chronic care. The company believes in transparency, technology, trust and efficient customer service.
Claims Experience
% of claims settled in less than 30 days Reflects on the speed of settling valid claims
% of Complaints received on overall claims % customers unhappy with claims experience
Claims Incurred Ratio Claim Settlement Ratio (No. of claims) No. of Cashless Hospitals Benefits of Activ Assure Diamond Aditya Birla Health Insurance
| In-patient Hospitalization | |
| ICU Rent Limit |
No limit |
| Room Rent Limit |
No limit |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses covered up to Expenses incurred for treatment after hospitalization covered up to |
Sum Insured Location |
| Post-hospitalization expenses covered for |
60 Days |
| Pre-hospitalization expenses covered up to Expenses incurred for treatment after hospitalization covered up to |
Sum Insured Location |
| Pre-hospitalization expenses covered for |
30 Days |
| Day Care Treatment | |
| Financial Limit |
No limit |
| No. of treatments covered |
586 treatments covered |
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The minimum age of entry is 5 years, while the maximum age of entry is 65 years.
Yes, you can avail a 10% discount on premium for covering 2 or more of your family members under a single plan.
In the case of a family floater plan, you can buy a health policy for yourself and include your spouse and up to four children under the plan. Some plans also allow the coverage of your parents as well as your in-laws.
You need to submit the below documents within 30 days:
- Duly filled claim form
- Medical papers confirming the Critical Illness
- Documents confirming that the claimed illness doesn’t come under the Pre-Existing Diseases
- Any other specific documents listed under Critical Illness
When the critical illness is diagnosed first, the insurer offers a lump sum amount in the form of sum insured. However, there is no death benefit offered under the Activ Assure Diamond plan.