Activ Assure Diamond

Aditya Birla Health Insurance

Claim settlement ratio 94%

NCB* Up to 50%

PED Waiting# 48 months

Network Hospital 6500

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Overview of Activ Assure Diamond Health Insurance Plan

The Activ Assure Diamond plan by Aditya Birla Health Insurance is an affordable way to protect your health as well as your finances. This feature-loaded new-age plan is available on an individual as well as a family floater basis to cover you and your family with a wide sum insured range that you can choose from.

USP Features of Activ Assure Diamond Health Insurance Plan

  • The Activ Assure Diamond plan is a comprehensive policy allowing coverage against hospitalization expenses
  • The plan allows the insured to double their sum insured in two-years with its Super No Claim Bonus feature
  • Activ Assure Diamond plan is a new-age plan that provide coverage for most modern treatment methods
  • This is an affordable plan that protect your entire family under a single policy
  • 30 days of pre-hospitalization and 60 days of post-hospitalization option is also offered under the Aditya Birla Activ Assure Diamond plan

What’s Not Covered under Activ Assure Diamond Health Insurance Plan?

  • Aditya Birla Activ Assure Diamond plan exclude coverage on treatment in case of injury caused by war, uprising, riot, and so on
  • If an injury is caused due to breach of law with criminal intention or in case of intentional self-inflicted injury, which led to the hospitalization, the plan does not cover the same
  • If the treatment expenses is caused because of an injury due to abuse or its consequences, or due to the use of intoxicating substances, the policy will not cover it
  • Further, cosmetic and aesthetic treatments as well as hearing aids and optometric therapy etc. are also not covered under the plan
Frequently asked questions

The minimum age of entry is 5 years, while the maximum age of entry is 65 years.

Yes, you can avail a 10% discount on premium for covering 2 or more of your family members under a single plan.

In the case of a family floater plan, you can buy a health policy for yourself and include your spouse and up to four children under the plan. Some plans also allow the coverage of your parents as well as your in-laws.

You need to submit the below documents within 30 days:
  • Duly filled claim form
  • Medical papers confirming the Critical Illness
  • Documents confirming that the claimed illness doesn’t come under the Pre-Existing Diseases
  • Any other specific documents listed under Critical Illness

When the critical illness is diagnosed first, the insurer offers a lump sum amount in the form of sum insured. However, there is no death benefit offered under the Activ Assure Diamond plan.

  • * The accumulated No Claim Bonus (NCB) shall not exceed 50% of the Sum Insured on the Renewed Policy. In the event of a claim that impacts the NCB eligibility, the accumulated NCB shall be reduced by 10% of the Sum Insured at the commencement of subsequent Policy Year.
  • # Expenses related to the treatment of a pre-existing Disease (PED) and its complications shall be excluded until the expiry of 48 months of continuous coverage after the date of inception of the first policy

Aditya Birla Health Insurance - Other Plan Variants