Manipal Cigna Lifetime Health Insurance Plan
Investing in a comprehensive health insurance plan that promises to step in in case of an emergency has become a necessity, especially with medical inflation skyrocketing in India. Enters Manipal Cigna Lifetime Health with its comprehensive coverage plan and unique features, including easy restoration of sum insured, portability, continuity, and more.
Manipal Cigna Health Insurance has emerged as a reliable insurance company, offering plans tailored to the needs of every individual. Let’s explore the Manipal Cigna Lifetime Health plan in detail to make an informed decision.
Highlights of Manipal Cigna Lifetime Health
Network Hospitals Available - 8500+
Waiting Period for PED – 24 months
Claims Settlement Ratio – 99.96%
Policies Issued – 18 million+ customers served
Sum insured up to ₹3 crores.
Global network and hospitalisation option.
Multiple continuity benefits.
Easy access to global, modern and advanced treatments
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Pros & Cons of Manipal Cigna Lifetime Health
Quick Answers to all Health Insurance Questions
Manipal Cigna Lifetime
Health Insurance Company
Manipal Cigna is a standalone health insurance provider in India which is formed as a joint venture between the Manipal Group and Cigna Corporation. The company offers a range of health insurance solutions for both its retail and corporate clients. With a presence across 769 cities in India, it is easy to reach the company to buy a policy or for any required assistance.
Claims Experience
% of claims settled in less than 30 days Reflects on the speed of settling valid claims
% of Complaints received on overall claims % customers unhappy with claims experience
Claims Incurred Ratio Claim Settlement Ratio (No. of claims) What % of the claims received were paid?
No. of Cashless Hospitals Benefits of Manipal Cigna Lifetime Health
| In-patient Hospitalization | |
| ICU Rent Limit |
4% of SI per day up to INR 7000 |
| Room Rent Limit |
2% of SI, up to INR 3000 |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses are covered |
up to the Sum Insured |
| Post-hospitalization expenses are covered for up to |
180 days after the date of discharge from the hospital |
| Pre-hospitalization expenses covered |
up to the Sum Insured |
| Pre-hospitalization expenses covered up to |
60 days before hospitalization |
| Day Care Treatment | |
| Financial Limit |
Up to SI or sum insured |
| No. of treatments covered |
500+ Daycare treatments covered |
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There is the option of buying this plan for one, two or three policy years by the Insured.
The minimum and maximum age of entry for adults is 18 years and 65 years, while it is 91 days and 25 years for children under floater plans.
The waiting period for PED or Pre-existing disease under ManipalCigna Lifetime Health is 24 months. So, you can get coverage for your pre-existing diseases only after 2 years of continuous renewal of the policy.
Yes, you can purchase insurance online without any hassles from the official website of the company.
Just call at the Toll-Free Helpline number 1800-419-1159 or write to [email protected].