Manipal Cigna Health Insurance
Claim settlement ratio 99.90% (FY 2021-22)
NCB* 25%, up to 200%
PED Waiting# 24 months
Network Hospital 8500+
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ManipalCigna Lifetime Health is a feature-loaded and comprehensive health insurance policy that puts the health of the insured first. This is a plan that you can rely on to take you through the tough times of health emergencies.
With ManipalCigna Lifetime Health, you can enjoy unlimited restoration of sum insured within a policy year The plan comes with a premium waiver benefit for one policy year if the insured is diagnosed with a critical illness listed under the policy The policy also allows the insured to enjoy portability continuity benefit It offers health check-ups for all adults above 18 years of age once every policy year starting from the first year of the policy You can also avail the option of global ambulance cover under this plan
The plan doesn’t cover the expenses of any illnesses resulting from the breach of law committed by the insurer It doesn’t cover expenses of treatment caused due to contamination from nuclear fuel or radiation Expenses of any injury caused by foreign invasion or civil war are also not covered by the plan Injuries/diseases and their subsequent expenses arising because of war or war like situations are also not covered under the plan
Policy Brochure