Medicare Premier Tata AIG Health Insurance
Tata AIG is a trusted name in the insurance sector and is known as a risk expert. The Tata AIG Medicare Premier is a health policy offering the exact mix of features and coverage that are expected out of an ideal health insurance plan. The plan goes beyond the traditional coverage to cover many features normally unavailable in regular health insurance policies.
Highlights Medicare Premier Tata AIG Health Insurance
Claim settlement ratio - 96.70%
NCB* - 50%, up to a maximum of 100% of SI*
PED Waiting# - 24 months
Network Hospital - 10,000+
Pros & Cons Medicare Premier Tata AIG Health Insurance
Quick Answers to all Health Insurance Questions
Tata AIG Health
Insurance Company
Tata AIG General Insurance Company Limited was formed as a joint venture between American International Group and Tata Group. It commenced its operations in 2001 and has completed 20+ years of service in the insurance industry of India. Tata AIG General Insurance Company is amongst the most preferred and reported private general insurance providers in India.
The company offers a wide variety of general insurance products for individuals and businesses. It offers comprehensive plans for travel, rural, agriculture insurance, marine cargo, liability, personal accident, extended warranty, etc. Tata AIG General Insurance has also established Tata AIG Academy to provide a center for learning and gaining knowledge in the general insurance domain.
Claims Experience
% of claims settled in less than 30 days Reflects on the speed of settling valid claims
% of Complaints received on overall claims % customers unhappy with claims experience
Claims Incurred Ratio Claim Settlement Ratio (No. of claims) What % of the claims received were paid?
No. of Cashless Hospitals Benefits of Medicare Premier Tata AIG Health Insurance
| In-patient Hospitalization | |
| ICU Rent Limit |
As specified in the policy schedule |
| Room Rent Limit |
As specified in the policy schedule |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses covered up to |
Sum Insured |
| Post-hospitalization expenses covered for |
45 to 90 Days |
| Pre-hospitalization expenses covered up to |
Sum Insured |
| Pre-hospitalization expenses covered for |
30 to 60 Days |
| Day Care Treatment | |
| Financial Limit |
Reimbursement basis up to SI |
| No. of treatments covered |
540+ treatments covered |
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Yes, Tata AIG Medicare Premier plan allows discount on Family Floater Plans that ranges between 20 to 32%. Further, if the policyholder buys the plan for 2 to 3 years, the policy allows a discount of 5 to 10% respectively.
No, the Medicare Premier lets you stay in any room available in the hospital including Single Private Room, Shared Room, Deluxe Room, etc. with no cap on room rent.
Yes, the Medicare Premier plan does offer a restoration benefit where you can get up to 100% of the cover restored. Thus, you can use this benefit in case you have to go through multiple hospitalizations, in a policy year.
Yes, policyholders of Medicare Premier plan can have coverage for AYUSH Treatment.
Yes, you can avail a no-claim bonus for every claim free year under which your sum insured grows by 50% up and up to a maximum of 100% of the sum insured.
Yes, the Tata AIG Medicare Premier plan offers maternity benefits of up to INR 50,000 and INR 60,000 (if the baby born is a girl child).