Click 2 Protect Life

HDFC Life Insurance

Claim settlement ratio 98.66% (FY 2021-22)

Critical Illness Benefit Available

Tax Benefit Amount As per prevailing tax laws

Accidental Death Benefit 100%

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Overview of Click 2 Protect Life Insurance

HDFC Life Click 2 Protect Life is an individual, pure risk premium life insurance plan. This is a non-linked, non-participating term policy that offers added sum assured in case of accidental death through ADB or Accidental Death Benefit rider HDFC Life. The plan comes with a return of premium option in case the insured survives the plan till maturity.

Further, HDFC Life Click 2 Protect Life plan also allows special premium rates for females and for non-tobacco users.

USP Features of HDFC Life Click 2 Protect Life Insurance Plan

  • The plan offers comprehensive monetary protection to the insured and his/her family members
  • The plan comes with 3 coverage options to pick and choose from
  • The plan auto balances death and HDFC Life critical illness benefit with age
  • The insured can get income payouts from 60 years onwards under Income Plus Option of the plan
  • There is also the option to avail cover for Whole Life under this plan

What’s Not Covered under HDFC Life Click 2 Protect Life Insurance Plan?

  • Suicide or attempted suicide or any injury that is intentionally inflicted is not covered
  • Injury occurred before the risk commencement date is not covered
  • Nuclear reaction, Radioactive or chemical contamination due to nuclear accident etc. are not covered
  • Coverage is not offered if the life assured participates in any criminal or unlawful act with criminal intent or for breach of law
  • Diagnosis and treatment of critical diseases outside India is also not covered
Frequently asked questions

There are 3 plan options available with this product namely: ~ Life Protect Option ~ Life & CI Rebalance Option ~ Income Plus Option

There are 36 critical illnesses covered under this plan.

Premium(s) paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, which is subject to the conditions/ limits specified therein.

No, plan option that is chosen once while buying the policy cannot be changed throughout the term of the policy.

Single, annual, half-yearly, quarterly and monthly frequencies are available under this plan for paying premium.

* Tax benefits are subject to changes in tax laws.
#All savings are provided by the insurance company as per the IRDAI approved insurance plan. Standard T&C apply.

HDFC Life Insurance - Other Plan Variants