Comprehensive Policy

Bajaj Allianz Motor Insurance

Claim settlement ratio 98.54%

NCB* starts at 20%, goes up to 50%

Network garage# 4500+

  24*7 Road Side Assistance Yes

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Overview of Bajaj Allianz private car/bike comprehensive policy

Buying your own car/bike is a huge financial decision. When you become a vehicle owner, the first thing you should consider is a suitable vehicle insurance plan for your car or your two-wheeler. Buying comprehensive vehicle insurance would help you deal with any untoward situation that damages your vehicle.

USP features of Bajaj Allianz private car/bike comprehensive policy

  • You can avail facility of cashless repair services across 4500+ network garages under the comprehensive plan
  • With 98% CSR, Bajaj Allianz car insurance is one of the best claim settlement ratios in the industry
  • The plan offers easy and quick claim processing in the digital mode within 20 minutes of raising a claim
  • Provides highest level of protection and maximum amount of coverage
  • The insured can avail add- on riders to enhance the existing coverage

What’s not covered under Bajaj Allianz private car/bike comprehensive policy

  • The plan does not cover any damage or injury to the vehicle when the policy is inactive or it has lapsed
  • The plan doesn’t cover expenses if the vehicle damages took place when the vehicle owner was driving without a valid license
  • The policy also excludes any drunk and drive incidents wherein the vehicle is damaged when the policyholder drives under the influence of alcohol
  • If the damage to your vehicle is caused due to your negligence, it might not be covered by the plan
  • Normal wear and tear as well as damages caused by war or war like situation are also not covered under the plan
Frequently asked questions

Yes, both are totally different plans. In fact, a comprehensive policy is an insurance plan, whereas zero depreciation is an add-on cover.

Buying a comprehensive plan for an old car would depend on the exact age of the car as well as how much the vehicle has been used etc. Also, you must consider how long you are planning to use the car, before opting for a comprehensive vehicle insurance plan.

The day you buy a new bike/car, you should consider investing in a comprehensive car insurance policy.

Yes, comprehensive plans are expensive as compared to third-party insurance policies. But the benefits offered under such plans are all-inclusive and extensive.

Yes, you can buy a Bajaj Allianz comprehensive vehicle insurance plan online.

NCB* - The insured is entitled for a No Claim Bonus (NCB) of up to 50% on Own Damage, if no claim is made or is pending during the preceding year(s)

Network garage# - Bajaj Allianz offers hassle free claim settlement in 4500+ garages pan India

(For detailed information, please refer to Policy Wording)