Comprehensive Policy

Future Generali Motor Insurance

Claim settlement ratio 94% (FY 2021-22)

NCB* starts at 20%, up to 50%

Network garage# 4000+

24*7 Road Side Assistance Yes

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Overview of Future Generali private car/bike comprehensive policy

Traveling along the unexplored paths with your favourite car/bike is a feeling that is unmatched. You can live some wonderful moments to cherish for a lifetime. However, you may also expect certain bad experiences or unforeseen incidents that might create a hole in your pocket. To make sure that you remember only the good moments lived with your vehicle and to restrict the unexpected incidents, you must safeguard your vehicle with the Future Generali comprehensive vehicle insurance.

USP features of Future Generali private car/bike comprehensive policy

  • The roadside assistance feature of the plan never let the insured to stay stranded in the middle of the road with its 24x7 service
  • The plan also allows simplified process to offer personalized service along with quick claim settlement options
  • The best part about a comprehensive plan is that it covers the own damages of your vehicle as well as third-party liabilities
  • These plans come with the feature of personal accident coverage of up to 15 lakhs
  • The comprehensive plan allows the insured to avail the benefits of add-on covers or riders which can be availed by paying a nominal amount
  • The comprehensive plan also covers additional legal liabilities of the insured

What’s not covered under Future Generali private car/bike comprehensive policy

  • When it comes to the exclusions of the policy, it excludes coverage on regular wear and tear of the vehicle, both in case of car and bike
  • If the damage/injury to a vehicle/person is caused because the driver/rider was under the influence of drugs, alcohol or any other such substances, the plan doesn’t cover them
  • Any damage or loss caused to the vehicle due to nuclear risk, war or war like situation are also not covered under the plan
  • If the driver causing the accident and the damage was driving without a valid license, cover is excluded from the plan
  • Accidents or damages caused outside the geographical purview are also excluded from this plan for both cars and two-wheelers
Frequently asked questions

You can get your repairs done in a cashless mode at any of the network garages offered by the insurer. You may also seek to avail cashless maintenance of your vehicle at any of the best network garages listed by the insurer. The network garages allow you to enjoy simple and hassle-free claim settlement procedures.

Future Generali has a large network of over 4000+ repair centres or cashless network garages across India who are authorized and listed cashless garages of the insurer.

Yes, they can. In fact, it is compulsory to safeguard the vehicle owner with a personal accident plan along with the vehicle insurance plan by paying a nominal premium amount.

No Claim Bonus is a gift offered to the Insured person and not to the vehicle that is insured. So, while selling a vehicle, you can transfer the insurance policy to the new owner but cannot transfer the No Claim Bonus.

It is necessary to intimate the insurer about an incident or accident that has taken place immediately so that they can evaluate the extent of damage incurred and the repairs required as per the car insurance cover.

*NCB offered under the plan starts at 20% for raising no claims during a policy year and can go up to 50% for consecutive years.

# Future Generali offers hassle free claim settlement in 4000+ network garages across India.

(For Detailed Information Refer to Policy Wording)