Comprehensive Policy Future Generali Motor Insurance

4.5
Paybima Rating
Get a Call Back

Traveling along the unexplored paths with your favourite car/bike is a feeling that is unmatched. You can live some wonderful moments to cherish for a lifetime. However, you may also expect certain bad experiences or unforeseen incidents that might create a hole in your pocket. To make sure that you remember only the good moments lived with your vehicle and to restrict the unexpected incidents, you must safeguard your vehicle with the Future Generali comprehensive vehicle insurance.

Highlights Comprehensive Policy Future Generali Motor Insurance

check-star Claim settlement ratio - 95.4%
check-star NCB - Starts at 20%, up to 50%
check-star Network Garage - 6500+
check-star Road Side Assistance - Available
Get all your insurance related queries answered

Pros & Cons Comprehensive Policy Future Generali Motor Insurance

green-check
The roadside assistance feature of the plan never let the insured to stay stranded in the middle of the road with its 24x7 service
green-check
The plan also allows simplified process to offer personalized service along with quick claim settlement options
green-check
The best part about a comprehensive plan is that it covers the own damages of your vehicle as well as third-party liabilities
green-check
These plans come with the feature of personal accident coverage of up to 15 lakhs
green-check
The comprehensive plan allows the insured to avail the benefits of add-on covers or riders which can be availed by paying a nominal amount
green-check
The comprehensive plan also covers additional legal liabilities of the insured
Read More Read More
red-check
When it comes to the exclusions of the policy, it excludes coverage on regular wear and tear of the vehicle, both in case of car and bike
red-check
If the damage/injury to a vehicle/person is caused because the driver/rider was under the influence of drugs, alcohol or any other such substances, the plan doesn’t cover them
red-check
Any damage or loss caused to the vehicle due to nuclear risk, war or war like situation are also not covered under the plan
red-check
If the driver causing the accident and the damage was driving without a valid license, cover is excluded from the plan
red-check
Accidents or damages caused outside the geographical purview are also excluded from this plan for both cars and two-wheelers
Read More Read More

Quick Answers to all Motor Insurance Questions

We have our certified experts who guide you directly to the products that fit your needs perfectly
Speak to an Advisor

Future Generali Motor
Insurance Company

Future Generali was incorporated in 2006 as a joint venture between Future Group and Generali group both are which are game-changers in the retail and insurance business respectively. The company has been serving its customers by leveraging upon the global expertise of its holding companies, Future and Generali Group. Future Generali India is among the largest private sector insurance companies providing commercial, retail, rural and personal insurance solutions to both corporate and individuals to help them manage the risk of financial loss. It offers a wide variety of insurance solutions which includes car insurancetwo-wheeler insurance, health insurance, travel insurance Home Insurance, Lifestyle insurance, commercial insurance and social & rural insurance.

Founded in
2006
Number of Claims
65 Lakh+
Turnover (GWP)
1758 Crore+
JV Partners
Generali Group and Future Group

Claims Experience

Claims Experience Rating 4.7
check-star Claim Settlement Ratio (No. of claims)
What % of the claims received were paid?
95.4%
check-star Network Garages
6,500+

Benefits of Comprehensive Policy Future Generali Motor Insurance

Key Benefits
No Claim Bonus (NCB) Benefits
Up to 50% discount on NCB
Transfer of No Claim Bonus (NCB)
Ensure the NCB benefit does not lapse
Discounts
Voluntary Excess Discount
Available
Membership
Automobile Association Membership
Additional concession available
Other Benefits
Anti-theft devices
Available


Sahi Advice,
Sahi Insurance

If you have any questions on how to choose the best insurance plan, you can connect with our IRDAI certified insurance advisors.

Advice that comes with Experience.

Paybima is the digital platform of Mahindra Insurance Brokers Ltd

20+ years

Experience

700+

Strong Team

Certified

Advisors

Ask Anything as We Have Answers to Everything in Insurance

You can get your repairs done in a cashless mode at any of the network garages offered by the insurer. You may also seek to avail cashless maintenance of your vehicle at any of the best network garages listed by the insurer. The network garages allow you to enjoy simple and hassle-free claim settlement procedures.

Future Generali has a large network of over 4000+ repair centres or cashless network garages across India who are authorized and listed cashless garages of the insurer

Yes, they can. In fact, it is compulsory to safeguard the vehicle owner with a personal accident plan along with the vehicle insurance plan by paying a nominal premium amount.

No Claim Bonus is a gift offered to the Insured person and not to the vehicle that is insured. So, while selling a vehicle, you can transfer the insurance policy to the new owner but cannot transfer the No Claim Bonus.

It is necessary to intimate the insurer about an incident or accident that has taken place immediately so that they can evaluate the extent of damage incurred and the repairs required as per the car insurance cover.