HDFC ERGO Motor Insurance
Claim settlement ratio 100%
NCB* starts at 20%, up to 50%
Network garage# 6700+
24*7 Road Side Assistance Yes
Paybima's Right Advisor = Expert Solutions
Having a third-party vehicle insurance is obligatory by law. However, buying comprehensive four- or two-wheeler insurance is an utmost priority for every vehicle owner. When you buy a car or a bike with your hard-earned money, it becomes your prized possession. And if due to any untoward situation, the vehicle gets damaged or stolen etc., it pains you beyond imagination. Hence, it is better to stay prepared with a comprehensive vehicle insurance plan to take care of your worries related to any damages to your vehicle.
NCB remains valid till 90 days of expiry date of the previous plan. So, you can renew within that period else it will become 0% and you will not get any benefit.
Long-term policies available are:
Yes, the third-party motor vehicle policy is mandatory.
NCB* - The insured is entitled for a No Claim Bonus (NCB) of 20% - 50% on Own Damage, if no claim is made or is pending during the preceding year(s)
Network garage# - HDFC ERGO offers hassle free claim settlement in 6700+ network garages pan India for cars and 2000+ cashless garages for bikes.
(For detailed information, please refer to Policy Wording)