Comprehensive Policy Iffco Tokio Motor Insurance
Highlights of Comprehensive Policy
Claim settlement Ratio – 95.82%
NCB – Available, up to 50%
Network Garage – 4300+
Road Side Assistance – Available
Get all your insurance related queries answered 
+91
Pros & Cons of Comprehensive Policy - Iffco Tokio Motor Insurance
With Iffco Tokio comprehensive vehicle insurance policy, you get coverage against damages caused by natural calamities such as flood, storm, lightning, earthquake, landslide and so on.
The plan also offers coverage against damages caused by manmade disasters such as burglary, accidental damages, theft etc.
The comprehensive plan will give you 24X7 protection on road side support
You also get coverage against any damages caused to vehicle accessories both electrical as well as non-electrical
The plan allows policyholders to avail the facility of cashless garages in over 4300+ garages that are tirelessly working to offer hassle-free facility to policyholders
Further, coverage is also offered on CNG/LPG fuel kit (in case of four-wheeler)
When it comes to exclusions, the plan doesn’t allow coverage on wear and tear and general depreciation of your vehicle
Any electrical or mechanical breakdown of the vehicle is also not covered under the plan
If your vehicle damage is caused due to the car/bike being driven while the driver/rider is under the influence of drugs, alcohol etc., the plan doesn’t compensate for the same
Damages on a vehicle caused due to commercial use of the vehicle or due to racing, speed testing etc., are also not included under the policy
Any loss of accessories caused to your vehicle is also not covered under the comprehensive motor insurance policy
Quick Answers to all Motor Insurance Questions
We have our certified experts who guide you directly to the products that fit your needs perfectly
Speak to an Advisor 
Iffco Tokio Motor Insurance
Insurance Company
IFFCO Tokio General Insurance Company was incorporated as a joint venture company between Tokio Narayan Group, Japan’s largest insurance group and the Indian Farmers Fertilizers Cooperative Limited (IFFCO), the largest fertilizer manufacturer in the world with 49% and 51% stake respectively. IFFCO Tokio General Insurance offers a comprehensive range of products for all lines of business such as two-wheeler insurance, travel insurance, health insurance, home insurance and car insurance including various corporate policies like liability insurance and property insurance.
Founded In
2000
Number of Claims Incurred
1,372,449
Turnover (GWP)
INR 10,021 crore
JV Partners
Tokio Narayan Group & The Indian Farmers Fertilizers Cooperative Limited
Claims Experience
Claim Settlement Ratio (No. of claims)
95.82%
Network Garage
4300+
Number of Claims Incurred
1,372,449
Benefits of Iffco Tokio Motor Insurance - Comprehensive Policy
| Own Damage Cover |
Coverage Available |
| Convenience |
Easy and quick repairs available |
| Network Garage |
Available |
| Claim Settlement |
Fast and hassle-free |
| Add-on cover |
Available |
| NCB benefits |
For every claim-free year |
Sahi Advice,
Sahi Insurance
If you have any questions on how to choose the best insurance plan, you can connect with our IRDAI certified insurance advisors.
Advice that comes with Experience.
Paybima is the digital platform of Mahindra Insurance Brokers Ltd
20+ years
Experience
700+
Strong Team
Certified
Advisors
Ask Anything as We Have Answers to Everything in Insurance
Your vehicle insurance premium depends on different things like the engine CC, fuel type, place you bought the policy from, and cost of the vehicle, among others. Another important factor is the mode of purchase that is whether you bought the vehicle insurance via online or offline mode.
Network garages are garages or service stations where the damages caused to your vehicle can be repaired without paying any money from your pocket. So, under cashless claims the insurer makes the payment of the claim directly with the network garage and hence the policyholder can get the repairs done in a cashless mode.
The first and the most important reason why you need a car insurance policy is because the government has made it mandatory for every vehicle owner to have a car insurance policy. Another reason to have a car insurance is to protect your vehicle from any significant damage causing you financial losses.
You can use the official website of the insurer or can claim using their app to make sure that you get compensation in no time. Alternatively, you can get in touch with the insurer after an incident or damage. You will have to fill a claim form and submit it together with the necessary documents to make a claim.