Comprehensive Policy

Tata AIG Motor Insurance

Claim settlement ratio 98% (FY 2020-2021)

NCB* starts at 20%, up to 50%

Network garage# 7500+

24*7 Road Side Assistance Yes

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Overview of Tata AIG private car/bike comprehensive policy

The Tata AIG car/bike comprehensive insurance  policy is an all-inclusive insurance plan offering all-round protection for your vehicle. A comprehensive bike insurance not just covers your four/two-wheeler against the damages and loss caused to the insured vehicle, it also covers the liabilities of the third-party. Not just that, this policy allows the insured to avail a variety of attractive add-ons that comes with the comprehensive plan. Besides, a personal accident cover is also available to allow the insured to claim for accidental injuries or give respite to the family members of the insured in case of accidental death.

USP features of Tata AIG car/bike comprehensive insurance policy

  • The comprehensive car/bike plan would cover you against the liabilities that arise out of accidents caused by the insured vehicle. So, whatever damages are caused to third-party people or vehicle would be paid for by the insurer in a quick and hassle-free manner
  • The plan also pays for the damages caused to the insured car or bike. So, be it damages caused due to natural calamities or are done by human, the policy covers them
  • The comprehensive policy also comes with a personal accident cover to ensure the safety of the owner/driver of the insured vehicle in case of accidents
  • The wide ranging and appealing add-ons that come with the comprehensive car/bike insurance policy help in enhancing the base coverage of the vehicle
  • What more! the comprehensive plan would ensure complete peace of mind to the policyholder and it will save the insured against traffic violation
  • Further, coverage is also offered on CNG/LPG fuel kit (in case of four-wheeler)

What’s not covered under Tata AIG car/bike comprehensive insurance policy?

  • The plan doesn’t cover the damages done to a vehicle if the motorist is driving without a valid license or without using safety gears
  • If the vehicle is damaged outside the geographical area or outside the country, the damages are not covered
  • If the person driving the two/four-wheeler is under the influence of alcohol, drugs or any other intoxicating substances, the damages caused are not covered
  • The plan further doesn’t cover the ordinary wear and tear that are caused due to daily use and depreciation of the vehicle as well as general maintenance costs
  • Damages caused due to the negligence of the driver or if the damages caused while using the private vehicle for commercial purposes are also not covered under the comprehensive plan
Frequently asked questions

You can get online insurance quotes for your vehicle by visiting the official website of Tata AIG. You simply need to fill in some basic details of the vehicle like model number, the registration details, mobile number etc., to receive quotes online.

You can calculate premium by visiting the Tata AIG official website where you can easily find the vehicle insurance calculator for car and bike.

Yes, you can use a car/bike insurance calculator during the renewal of your vehicle insurance policy to add or remove riders, to adjust coverage and to make better use of your NCB points.

Yes, the car model is one of the important factors that go into calculating your vehicle insurance premium.

It can be done by using the car/bike insurance calculator by entering details in the application or tool to get the desired quotes for your new car/bike insurance quickly in simple steps.

#There are over 3000+ two-wheeler network garages across the country, whereas for four-wheelers it is 7500+.

* The plan offers 20% NCB for not filing a claim in the first year of the policy, which can go up to 50% in successive years

(For More Information Refer to Policy Wording)