
Comprehensive Policy Universal Sompo Motor Insurance
For many of us, our vehicles aren't just our modes of commute or another machine, but much more than that. This is how you get to work, go on a vacation, or even take a relaxing breather. It is personal and always there as your partner in daily chaos and happiness. Now imagine it getting bumped or scratched. The damage isn't simply financial, but emotional too. And the bills? Bigger. Here comes a comprehensive motor policy.
Universal Sompo Motor Insurance Comprehensive Policy ensures that you do not have a policy just for legal compliance, but much more. It offers a financial shield against unforeseen circumstances. From dents and repairs of your own car to cover expenses in case of third-party liabilities, it has got you covered.
Highlights of Comprehensive Policy Universal Sompo Motor Insurance
Pros & Cons of Comprehensive Policy Universal Sompo Motor Insurance
Quick Answers to all Motor Insurance Questions

Universal Sompo
Motor Insurance Company
Universal Sompo is a leading name in the category of general insurance companies in India. The corporation was formed as a joint venture of Karnataka Bank, Indian Overseas Bank, Indian Bank, Dabur Investment Corporation and Sompo Japan Insurance Inc., a leading general insurance company of Japan. The insurer offers wide-ranging products in the health, motor and commercial insurance categories to cover customers in retail, SME, rural and corporate segments.

Claims Experience
What % of the claims received were paid?
Benefits of Comprehensive Policy Universal Sompo Motor Insurance
24/7 assistance |
Available |
Presence |
PAN India presence |
Priority |
Customer-first approach |
Own Car Damages |
Coverage available |
Convenient Repairs |
Easy and quick repairs |
Wide Network Garages |
Available for cashless repairs |
Easy Claim Settlement |
Fast and hassle-free |
Add-on covers |
Available |
NCB benefits |
For every claim-free year |

70% of customers choose our advisor support for better coverage clarity.

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Expert guidance at every step
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You can get a duplicate policy document in case you lose the original copy by visiting your nearest branch of the insurer with a written application. You may have to pay a nominal fee as well.
It can be done by raising an endorsement request with the insurer via online means or by call, email or visiting the nearest branch of the insurer.
You can get the cashless repair services at any of the 3500+ network garages of the insurer that are spread all across India.
To file a car insurance claim, you need the following documents: Valid Driving Licence Insurance policy Registration Certificate (RC) Pollution Under Control Certificate (PUC)
Yes, you can buy a motor insurance plan from Universal Sompo online through the official website of the company.
To file a motor insurance claim, you need certain documents in handy. This includes:
The claim form
- Registration certificate of your vehicle
- Policy document
- Driving license
- Repair bills from an authorised garage
- FIR in case of accidents or theft
The comprehensive motor insurance covers vehicle accessories only if they are specifically mentioned in the policy. However, you may choose from a variety of riders, like accessory covers or engine protectors, to protect your vehicle's accessories.
No, having a comprehensive motor insurance policy is not compulsory in India. However, with a comprehensive motor insurance plan, you ensure wider coverage against a variety of concerns for your vehicle. Not to be forgotten, having third-party liability coverage is mandatory in India, as per the Motor Vehicle Act of 1988.