Comprehensive Policy

Universal Sompo Motor Insurance

Claim settlement ratio 91% (FY 2020-2021)

NCB* starts at 20%, up to 50%

Network garage# 3500+

24*7 Road Side Assistance Yes

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Overview of Universal Sompo private car/bike comprehensive policy

The expenses of vehicle repairs are rising with the rise in inflation in the present times. So, it is necessary to ensure that your bike/car stays covered to avoid the cost of repairs from your pocket. This way, you can avoid the financial liability and keep your vehicle safeguarded.

USP features of Universal Sompo private car/bike comprehensive policy

  • It allows quick claim process for hassle-free claim settlement
  • The company works with a customer first approach
  • They serve customers with their PAN India Presence and network garages
  • They offer 27*7 assistance to customers with a strong base of support team
  • The insurer presents a range of add-on features which can be availed to enhance policy

What’s not covered under Universal Sompo private car/bike comprehensive policy

  • The policy doesn’t cover any accidents outside the geographical area of the insurer
  • It doesn’t cover any consequential losses including the regular wear and tear
  • If the driver is driving without valid licence at the time of a mishap, it does not cover the damages under the plan
  • Similarly, if you are driving under the influence of alcohol or drugs and cause a damage to your car in that state, it will not be covered under the plan
  • If the vehicle is not used as per defined limitations, which led to a damage it is not covered under the policy

Frequently asked questions

You can get a duplicate policy document in case you lose the original copy by visiting your nearest branch of the insurer with a written application. You may have to pay a nominal fee as well.

It can be done by raising an endorsement request with the insurer via online means or by call, email or visiting the nearest branch of the insurer.

You can get the cashless repair services at any of the 3500+ network garages of the insurer that are spread all across India.

To file a car insurance claim, you need the following documents: Valid Driving Licence Insurance policy Registration Certificate (RC) Pollution Under Control Certificate (PUC)

Yes, you can buy a motor insurance plan from Universal Sompo online through the official website of the company.

NCB* - The insured is entitled for a No Claim Bonus (NCB) of 20%for raising no claims during a policy year, which can go up to a maximum of 50% under the NCB policy of Universal Sompo motor insurance.

Network garage# - Universal Sompo offers hassle-free claim settlement in 3500+ network garages pan India.

(For More Information Refer to Policy Wording)