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Decoding the Decline in Life Insurance Penetration in India

When was the last time you thought about getting a life insurance policy? If your answer is “I will get to it someday”, you are not alone. Despite India growing as one of the fastest expanding economies, life insurance penetration across the nation has remained surprisingly low. Life insurance penetration fell slightly to 2.8% in FY24, down from 3% in the previous year.     

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How does Health Insurance Support Preventive Healthcare?

You probably don’t wait for your phone to completely crash before charging it, right? So why wait for a health emergency to start thinking about your well-being? That’s where preventive healthcare steps in. It’s about staying one step ahead of health issues, spotting trouble early, and handling it before it gets expensive or exhausting. With preventive healthcare insurance, you can actually use your policy to stay healthy instead of just fixing things when they break. From free health check-ups to wellness rewards, modern health plans are becoming your health partner, not just your crisis manager. So, if you thought insurance was boring paperwork, it’s time to meet its smarter, more proactive side. Let’s explore how it all works and why your future self will thank you for paying attention now.  

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How to Choose Health Insurance When You Have a Pre-existing Disease

So, you have finally decided to stop relying on luck and start looking into health insurance. Good call. But just when you feel proud of that adulting moment, a new term pops up and takes the wind out of your sails.

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