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Term Insurance vs Life Insurance: Which One Should You Choose?

Insurance decisions can be confusing. Especially, when you're staring at two plans that sound almost identical but do very different things. Term insurance promises high coverage at a low price, but no money back if you survive. Life insurance, on the other hand, may come with savings, returns, and bonuses, but it often comes at a higher cost.  

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HDFC Bank FD Calculator Check FD Interest Rate 2025, Eligibility & Fixed Deposit Returns

Fixed Deposits (FDs) are one of the safest ways to grow your savings. HDFC Bank offers attractive FD interest rates, allowing you to earn guaranteed returns on your investment. But before you invest, it's important to know how much interest you will earn and what your final maturity amount will be.  

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Common Pitfalls You Must Avoid While Purchasing Health Insurance?

Health insurance plans are purchased with the hope of medical protection in times of need. However, sometimes it ends up being a source of surprise and disappointment. This mostly happens when people rush to buy health insurance plans, often overlooking essential aspects. Ignoring waiting period clauses, misunderstanding exclusions, and being unaware of sub-limits can lead to unwanted problems in the future.  

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