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IDV Calculator Get the Right Car Insurance Based on Your Vehicle’s Value

When was the last time you thought about how much your car is actually worth? Now, it is understandable that everyone wants to think their ride is priceless, but you also need to have an idea of the real-world value. If you are buying or renewing motor insurance, the number you want to focus on is IDV - Insured Declared Value. And the fastest way to get it right? Use an online IDV calculator. This tool is not just a random online gimmick. It is the secret sauce behind accurate car insurance quotes. Whether you drive a new SUV or an old hatchback that still runs like a dream, the IDV calculator ensures your premium reflects your car’s actual worth. This article will be a guide to everything you need to understand about IDV calculators.  

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Top 10 Health Insurance Companies in India 2025

With each passing year, as people tend to grow older, the constant anxiety of having age-related and other diseases scares them. Further, the increasing cost of medical treatment is another scary situation that most people dread. In such a situation, having a life insurance policy is a must to ensure safety from the frequent costs of medical treatment and hospitalization that an individual or a family might suffer. India has several health insurance providers offering good and comprehensive policies. In this post, let us discuss them to help you buy the best policy.

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Are pre-existing diseases considered exclusions?

A health insurance plan is designed to offer coverage for different types of medical needs of the insured. However, when it comes to health insurance for pre-existing diseases, finding the right plan becomes tricky. This is simply because most health insurance companies require certain prerequisites to offer coverage for pre-existing conditions. Let’s learn about exclusions in health insurance for pre-existing diseases in detail.

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