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There are some car insurance claim rules that you must know. The last thing you’d want when filing your motor insurance claim is for it to be declined or rejected. After all, a claim is the only assurance to the affected party to cover the costs incurred on damage repair or hospitalization (if needed). However, on account of some ignorant mistakes made by the claimant, these claims can sometimes be rejected by the insurer. Here we look at some top car insurance claim rejection reasons that can add to your misery.
Before we go on to car insurance claim rejection reasons, let’s first briefly understand the exact process on how to claim car insurance. After the accident, you can apply for a motor insurance claim with your insurer, who would then check for the genuineness of the claim (by going through specific documents and also surveying the accident site, damage to the vehicle, etc).
If the insurer is satisfied that the claim made is authentic, it would proceed with approving the car insurance claim. Also, the claimant is required to submit copies of all the required documents to the insurance company as part of the car insurance claim process. These include:
It is very important to follow all guidelines, such as the above, as detailed under the car insurance claim procedure. Let’s look at some more do’s and don’ts while making a car insurance claim.
Here are some common mistakes to avoid when filing your claim to ensure that there is no scope for decline or rejection by the insurer:
To prevent any chances of car insurance claim rejected, make sure to follow all rules as per the policy.
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