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In simple language, a hit and run accident is one where the person causing an accident or collision with another vehicle flees the scene purposely without tending to the injured or without giving any contact details. This is considered a severe crime under the law.
If you get caught up in a hit and run case, it is obvious to feel angry and perplexed because you don’t know how to get compensated for the damage caused to your car by the vehicle driver at fault who fled the accident scene. But the good news is, you can take certain steps to make sure that you can claim for damages smoothly.
In this blog, we are discussing the hit and run meaning and the various ways by which a hit & run accident situation can be handled.
As briefed above, hit and run is a situation where the driver causing an accident or collision (in most cases, the one who is at fault) flees the accident scene instantly without giving any contact details.
Thus a hit & run is a situation when a speeding vehicle hits your car and flees away from the accident scene purposely. Also, it can be a situation when a driver collides with your car that is parked somewhere without coming into notice of anyone. In this case also, the driver leaves the scene without any information or contact details and makes it impossible to get compensation for the damages caused to your car.
Though it is difficult to stay calm and stress-free if you happen to be a victim of a hit and run case. However, keeping composure is important. Of course, it is important to look for possibilities by gathering information to trace the faulty vehicle as it also helps the police to catch the culprit. Further, this will also make your car insurance company settle your claim with ease.
So, below are the details of the faulty car that you should gather:
Also, it is important to take note of the following:
Holding on to the above particulars also helps at the time of making a claim to the insurer for the damage. This way, the insurer also knows that your claim is not fraudulent. Even if your car was hit when it was parked somewhere and was unattended, these information will still help.
The next important step that the victim of a hit and run accident must take care of is to file a FIR report at the closest police station where the accident took place. This will make your case all the more strong at the time of claiming for insurance for the damages caused.
There are few ways to get compensation for the damages caused to your vehicle in case of hit and run accident case. In case you fail to trace the details of the driver who collided his/her vehicle with your car, you can try to get information about their vehicle insurance from your insurance company. If you can do that, you can easily make a claim for third-party liability insurance under the insurance policy of that car. However, if you cannot get that done, you can use the legal route to get the insurance claim from the faulty driver.
Also, in case of a hit & run case, it is up to the insurer’s discretion to decide whether your premium for the policy that you pay will be increased or not.
The Motor Vehicles Act states that a victim of a hit and run case receives the below amount as compensation for hit and run accident in India from the government.
Rs.25,000 – If case of death caused by the hit and run accident
Rs.12,500 – In case of serious injury and bodily damage received from the accident
Here is the claims procedure for a hit and run case in India as mentioned below:
As discussed above, now you know what you should do if you get involved in a hit run accident. However, there are certain things that you must avoid doing in such a situation. For example, you must avoid leaving the accident spot so that you can confront the driver at-fault. Also, you should move your vehicle to a safe place so that the traffic is not blocked. Do not go away from the accident scene unless you collect enough details. Also, remember that hit and run case punishment in India is severe. So, it is better to avoid getting into such hassles.
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