8 min read
Diwali is a joyous occasion to celebrate amidst love, blessings, laughter, and fireworks. Yes, firecrackers are a pivotal part of Diwali celebrations, enjoyed by children as well as adults.
However, firecrackers add to pollution and smoke, which may deteriorate the health conditions of the elderly. Thus, older adults require extra care and protection during Diwali to avoid health complications. Purchasing or renewing health insurance for parents can support them in protecting against health hazards.
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In this post, let’s look at how the festive season may cause various health risks to parents and grandparents and the role of health insurance in providing timely medical support.
Besides, the Dietary Indiscretions too Cause Health Hazards during Diwali:
Hence, it is necessary to ensure the health protection of elderly parents and grandparents by covering them with a protective shield of health insurance.
Unforeseen health issues make people distressed. A health insurance policy is the backing that supports you when sailing through tough times of health emergencies.
The insurance market is full of the best health insurance companies offering plans with varied features and benefits. All these different policies offer different features, which may or may not suit the needs of your parents. Hence, considering these features as per your requirement and comparing them in different plans is important before opting for your preferred health policy.
Let’s discuss some of the common criteria for choosing health insurance plans:
In addition to the above, other criteria that need consideration include:
Having health insurance coverage is important for everyone. But when it comes to buying a plan, understanding the jargon makes things difficult. Buying a policy with the sheer recommendation of your friend or a relative will not suffice your needs. After all, every individual/family has specific healthcare needs. So, what is the alternative?
If you are unsure about selecting a health plan, you need someone with complete knowledge to guide you through the entire procedure. Paybima Right Advisor is one such trustworthy option.
The right advisor is an insurance expert who understands the nitty-gritty of insurance and guides you about the best plan to suit your requirements.
Paybima presents the option of booking a free home visit with specialist insurance advisors to seek answers to endless queries about health insurance. Just visit the official Paybima portal and book a free home visit to make the insurance buying procedure simple.
Health emergencies can appear at any stage of life, and it is essential to be prepared with a health insurance plan. Parents and the elderly are more prone to falling into the trap of illnesses, and they need enhanced coverage to fight such health conditions. Here is a step-by-step guide to applying for medical insurance plans for parents:
The first step is the document collection step. You must keep the documents that are needed during the buying process. Below are some of the documents accepted as proof for purchasing health insurance:
However, many insurers these days offer paperless policies with minimal paperwork in a hassle-free manner.
Depending on whether you buy health insurance online or offline, you may proceed with filling in the details on the proposal form. For offline buying, you may seek help from the insurance agents or directly visit the office of an insurance company for the procedure.
If you are buying a policy online, you may visit the official portal of the insurer or of an insurance broker like Paybima to get the details of the plan and fill out the form once you have selected the plan of your choice. You also have the option of comparing policies at this stage using a calculator and searching for plans as per your requirements.
The third step is the most crucial as it requires understanding the policy terms and conditions, its pros and cons, inclusions and exclusions, and more. Here, it is very important to seek guidance from experts like Paybima Health advisors. You may book a free home visit at any time by visiting the official portal of Paybima. Knowing everything about the policy you are willing to buy in detail is essential, or else you may end up getting a policy that will not suffice your needs.
Tips for a hassle-free application process:
Looking at the increasing concerns of pollution and the impact of global warming, it is better to celebrate this pious occasion in a green and eco-friendly way. Rather than spreading noise and pollution with firecrackers, let’s spread peace and love this year.
Here are some tips for celebrating a safe and eco-friendly Diwali:
In an emergency health situation during Diwali, you may keep the helpline numbers handy. Dial 122 helpline, which is active pan-India for an ERSS or Emergency Response Support System. You can dial the number or press the power button of your smartphone thrice to activate the emergency call. Download the 112 India Mobile App from the Google Play Store to activate a panic call to ERC.
Besides, there are helplines provided by state governments across India for emergency health services during Diwali. You may search for such emergency helpline numbers and keep them for emergencies.
Also, purchasing a health insurance plan for parents above 60 will give you peace of mind. With a policy to cover you and your loved ones, you can relax about the expenses incurred during different health situations during the festival season.
Browse Mahindra PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance, and Investment section. You can visit Mahindra PayBima to Buy Insurance Online.
Diwali is the most awaited time of the year. It is important to ensure the safety and good health of your parents, children, and other members of the family during this time. The health issue of even a single member of the family might ruin all your plans of celebration and make you panic about the healthcare expenses. Hence, purchasing a health plan to cover your parents is necessary to make this Diwali healthy and worry-free.
After all, Diwali is a time of blessings, love, and laughter. Without the good health of your parents, Diwali will not be the same. Act now to purchase a health plan for your parents’ well-being during the festival.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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