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5 Benefits Of Buying Medical Insurance Policy Online in India
The sedentary lifestyle that a lot of us have been following, poses a lot of risks when it comes to health hazards. If that wasn’t enough, the ongoing pandemic has made matters worse. With so many issues and risks looming around, opting for a health insurance plan is a smart choice.
And buying a health insurance policy online swings things back in your favour. Here are the top five benefits of buying health insurance policy online:
1. Better Understanding of Policies
If you buy medical insurance online, you can evaluate various features and benefits without having to interact with your insurer. Insurer’s websites have all the details related to their policies, which you can review at your convenience. As you buy medical policy online, you end up understanding the plan clearly.
2. Easy Processing
When you buy medical policy online, it brings in a host of convenience features. Minimal documentation is one of them. Unlike the process of buying a policy offline, online policies have minimal paperwork.
The application process is easier as well since you are required to enter only a limited set of information. If you have any doubts or confusion, you can make use of the several tools at your disposal. These tools include live chats, phone calls, and even video chats.
3. Convenience for Everyone
Whether you are a first-time buyer or have experience in buying policies online, there is something for everyone. When you buy medical insurance online, the insurer’s website has all the details related to the policy. You can go through the policy features, add-ons available, exclusions of the plan, etc., and make an informed decision.
You can also make your claims online and view their status with the help of a few mouse clicks. And if you wish to know the hospitals where you can opt for cashless claims, the insurer’s website will have all the details.
4. Save Time
Should you buy medical policy online, you do not have to visit an insurer’s office or have multiple calls with insurance advisors. You can visit the website of an insurance aggregator or the website of an insurer and proceed with the purchase. You can buy a new policy, renew an existing one and even apply for claims online. Thereby, saving you a considerable amount of time.
Policyholders who are yet to become senior citizens can opt for online policies since they do not have to undergo any medical tests.
5. Affordable Policies
Compare insurance plans online before you finalize or pay the premiums. One of the biggest perks is that you are more likely to get it at a lower price than offline mode. Since online plans usually do not have any intermediaries, you benefit from the same. For a policy bought offline, you can get a policy with a higher sum assured as well, when you buy medical insurance online.
As you compare insurance plans, the above are some of the immediate benefits for you. As you learn to compare insurance plans, there is a lot of freedom and savings to have had.
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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Jan 08, 2025
Health Insurance
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Having health insurance is now a top priority among potential policyholders, who are increasingly aware of the importance of accessing quality healthcare at an affordable cost. Not only does it handle finances, but it also gives peace of mind during medical emergencies. Getting coverage without dealing with cash or documentation makes the cashless claim process an attractive feature of the health insurance.
Rather than making an advance payment and waiting for reimbursement, policyholders can receive healthcare from network hospitals without incurring out-of-pocket expenses. With its support, worrying about finances becomes less of a concern, and managing healthcare bills becomes simpler. For emergencies, where time and money are of concern, using cashless claims is very helpful for individuals and their families.
If you are planning to buy two-wheeler insurance and are seeking answers to some frequently asked questions, look no further. Read on to know the two wheeler insurance FAQs related to bike insurance policy in this post.
Choudhary is a privately employed person in Bangalore, and he uses a car to commute to his office daily. While driving his vehicle one day, he met with an accident that resulted in major damages and rendered his car useless. Since he had a car insurance plan, he claimed total loss and that helped him manage expenses without causing any financial burden on him.
Buying two-wheeler insurance online can be a bit overwhelming for first-time buyers and even for policyholders with prior experience. While it is recommended to compare insurance plans before buying them, having some basic understanding will help you extract the most out of them.
If you think lifestyle-related health issues only show up after 40, think again. Youth no longer guarantees immunity. Today’s 25 - 35 age group is increasingly facing medical issues that only plague older adults. The reason? Long working hours at the desk, deliveries on speed dial, and a social life that rarely includes a decent amount of sleep are some of the reasons for the early onset of medical conditions like diabetes, anxiety, and hypertension.
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