5 min read
Updated on Oct 13, 2022
Thinking of buying a health care plan? Here we list out some of the best and easily affordable family health care plans in India that are worth a buy in 2022.
Whether it is taking treatment at a hospital for a medical condition or buying health insurance cover for your family and yourself, affordability is prime in both the cases. With healthcare costs on the rise at all times, it cannot be denied that one simply cannot afford to spend all their hard-earned money on one hospital stay in case of an emergency. This is where health insurance comes to the rescue. However, medical insurance itself should not become so unimaginably expensive that one needs to think twice before buying a financial cover for their health.
This is why it is crucial that family health care plans are within affordability limits of an individual so that they can easily buy the required number of policies to take care of all their healthcare needs and those of their family. To help you make an informed decision, here we list out some of the most affordable family health care plans in India that you can consider buying this year.
When buying a mediclaim policy for you and your loved ones, you may consider one of the following top and easily affordable health insurance plans available in India in 2022:
As is evident from its name, the policy is exclusively designed for the elderly to help them take care of their healthcare costs in old age.
Here are some of the top features of the Senior Citizens Red Carpet Health Plan by Star Health Insurance:
One of the top names in the insurance sector, Aditya Birla offers health insurance plans in a wide affordable range to make healthcare easily affordable to every common man.
Here are some of the top features of the Activ Health Platinum Policy by Aditya Birla:
As the name suggests, the plan is designed to take care of all your health care needs and is a complete protection package for every type of unforeseeable medical requirement.
Here are some of the top features of the Complete Health Insurance Plan by ICICI Lombard:
The best part about this plan from HDFC ERGO is that it offers cost coverage to people of any age, meaning that there is no restriction in terms of age when it comes to availing the benefits of this affordable plan.
Here are some of the top features of the Health Suraksha Plan by HDFC ERGO:
Yet another offering by Star Health Insurance company, this plan is a great affordable choice for those looking to cover the needs of the entire family under one single plan. Family floater plans are available with the company at easily affordable premium rates.
Here are the top features of the Family Health Optima policy by Star Group:
Read More: Benefits of Having Two Health Care Plans
When it comes to buying a healthcare plan for you and your family, affordability is important. The premium rates payable regularly should easily fit within your budget. However, make sure that premium is not the sole factor in deciding which policy to choose. The features of the plan, the sum insured, scope of coverage, pre-existing illnesses, and the like are equally important criteria to take into consideration before buying the best and affordable health care plans for you and family.
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