Pradhan Mantri Ayushman Bharat Yojana Eligibility – Check Registration & Benefits of PMABY

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Ayushman Bharat Yojana was initiated by the government with the sole purpose of offering quality healthcare services to the poor and needy families in India. Let us check the Ayushman card online eligibility and other details, in this post. 

The Pradhan Mantri Ayushman Bharat Yojana, which is now termed as the Pradhan Mantri Jan Arogya Yojana (PMJAY) was introduced in September 2018 by the Indian Government as an ambitious health scheme. It aimed to reduce the burden of healthcare costs and costs of hospitalization faced by the poor and needy households. It also intended to make sure that every household in the poor section of the society  has equal access to quality healthcare. Let’s take a look at some more details of the plan.

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Features and Benefits of Pradhan Mantri Ayushman Bharat Yojana

Below are the features of Pradhan Mantri Ayushman Bharat Yojana:

  • The PM Ayushman Bharat Scheme is a health insurance policy meant for families, especially the lower income groups
  • The scheme allow a cover of INR 5 lakh for each family per year
  • The scheme has already covered over 10.74 crore poor and economically vulnerable households across India
  • The scheme is specially designed for people living below the poverty line
  • The policy doesn’t have any limit on the size of the family as well as the age of members
  • The policy give priority to senior citizens, women and the girl child
  • The policy offer cashless treatment to the insured family in all the public hospitals as well as some  private hospitals that are empanelled under the plan
  • The scheme allow coverage for charges that are related to tertiary as well as secondary health care
  • It give coverage against surgery, day care procedures, medicine cost, diagnostics and so on
  • It also covers pre-existing diseases
  • Further, it allow treatment without any documentation .

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Read More: Pradhan Mantri Ayushman Bharat Yojana Benefits, Features, Inclusions and Exclusions Under PMABY

Eligibility Criteria for Pradhan Mantri Ayushman Bharat Yojana

To know Who are eligible under the PMABY scheme check Rural and Urban entities –

Eligibility Criteria for PMABY scheme under Rural Categories

Under the Rural categories, below mentioned entities are covered under the Ayushman Bharat Health Scheme:

  • People living in a single room with kuccha (not cemented) roof and walls
  • Households in the landless category who earn by manual labor
  • Households headed by female members only, or families with no adult male earning member within the age group of 16 to 59 years
  • Families with one disabled member or without healthy adult member
  • ST/SC households
  • Families who have no shelter
  • People who are living on alms
  • Families who earn by manual scavenger
  • Tribal households
  • Legally released bonded labor (if proves) etc.

Eligibility Criteria for PMABY scheme under Urban Categories

Under the Urban Categories, below mentioned entities are covered under the Ayushman Bharat Health Scheme:

  • Rag pickers
  • Beggars
  • Domestic workers
  • Street vendors such as cobblers, hawkers and other service people working on the streets
  • Also people who work as construction workers such as Plumbers, Masons, Painters, Welders and security guards etc.
  • Workers who work with head-loads like coolies etc.
  • Also, gardeners, sweeper and sanitation workers
  • People who have a home-based work profile such as handicrafts workers, tailors etc.
  • Besides, drivers, transport workers, conductors, helpers,  rickshaw or cart pullers etc.
  • People working in shops, delivery assistants, peons, attendants, waiters etc.
  • Also, people who work as electricians, mechanics, repair workers and so on

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Not Eligible Candidates for PMABY – People Who Are Not Eligible For Ayushman Bharat Yojana

Ayushman card apply online cannot be done for the following people:

  • People who own a vehicle – two-wheeler, three-wheeler, car etc.
  • Families with one or two members working as government employee
  • Families with per month income of INR 10,000 or beyond
  • Income tax payers
  • Professional tax payers
  • Households who own a house with roof and pucca wall with 3 or more rooms
  • Households who own a refrigerator
  • Household who owns landline phone
  • People who own agricultural land of 5 acres or more

Check Your Eligibility – How to Check if Someone is Eligible or Not?

Below are the steps to follow for the Ayushman Bharat Card Apply Online process:

  • To check the Ayushman card online eligibility or to see if you are eligible for the scheme, one can visit the official website of the scheme at mera.pmjay.gov.in
  • Go to ‘Am I Eligible’ tab
  • Now, enter mobile number and generate an OTP
  • Once generated, enter the number on the required slot to get verified. You will reach the PMJAY page
  • Now, select your state that you are applying from
  • As per your comfort, you can check the eligibility through mobile number, ration card etc.
  • If eligible, you can see your name on the right of the page
  • check the details of beneficiary by tabbing at the family member button

Further, you can also check your eligibility for ayushman card apply by calling at 14555 (toll-free) or by visiting CSC or Common S

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Critical Diseases covered under Ayushman Bharat Yojana

  • Carotid angioplasty with stent
  • Prostate cancer
  • Skull base surgery
  • Double valve replacement surgery
  • Coronary artery bypass grafting
  • Pulmonary valve surgery
  • Anterior spine fixation
  • Tissue expander for disfigurement following burns

To Conclude 

The Ayushman Bharat Scheme is aimed at supporting poor and economically weak families with quality healthcare facilities. The scheme gained huge response in the initial phases. By means of this program, the government is looking at strengthening the healthcare system of the country and offering equal healthcare opportunities to the poor and needy.

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FAQs: Pradhan Mantri Ayushman Bharat Yojana (PMABY) Scheme Eligibility, Registration & Benefits

What is the eligibility criteria for Ayushman Bharat?

Ayushman Bharat Yojana is available to all the lower income groups of the society. 

What documents are required for an Ayushman card?

Aadhaar Card/PAN Card for Age and Identity Proof 
Contact details 
Caste certificate
Income certificate (the plan is available only to individuals with a maximum annual income of up to INR 5 lakh)
Document to show the family status such as if it is a joint or nuclear family.x

What is the validity period of the Ayushman card?

The Ayushman Bharat scheme has to be renewed by the 31st of May every year to continue enjoying its benefits

What is the minimum income to avail health benefits under the Ayushman card?

To avail the benefits of Ayushman Bharat scheme, maximum annual income should be up to INR 5 lakhs.

Is the Ayushman card compulsory?

Ayushman health card is compulsory for people who want to avail the benefits under this plan. It helps the lower economic sections of the society by giving access to healthcare services and also offers coverage for other things like day care procedures, pre-existing illnesses and so on.

How to get Ayushman Bharat registration done?

PMJAY Registration can be done by simply visiting the website of mera.pmjay.gov.in. Here, you can check your eligibility with the help of your Aadhar Card Number. Now, if you are eligible you can register yourself with the scheme and start claiming the benefits.

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Feb 14, 2023
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