Difference Between OPD and IPD Treatment

5 min read

Table of Content: IPD vs OPD

What is the OPD and IPD Full Form?

What is OPD full form in Hospital or in Medical Terms?

OPD full form in medical domain is Out-Patient Department.

What is IPD full form in Hospital or in Medical Terms?

IPD full form in medical domain is In-Patient Department.

What is the Difference Between Out-Patient Department (OPD) and In-Patient Department (IPD) Treatment?

The pandemic at present has provided people with a wake-up call that has been as good as any as they may have ever received in their lives. Therefore you are seeing people accord a greater degree of seriousness to healthcare. For example, they now know that the IPD full form is in-patient department and OPD full form in medical domain is out-patient department. There is a significant amount of debate regarding the existence of proper healthcare infrastructure. However, if you have the right coverage, it could play a major role in making sure that you get proper treatment when you need. This is why it has become so important now to choose the right health insurance policy for yourself as well as the ones dependent on you.

The reasons why you must think of buying a health policy for yourself 

Before you get to know more about Out-Patient Department and In-Patient Department you must know the reasons why it has become so important these days to get the right health insurance plan for yourself. The first such reason is that our lives have become rather sedentary nowadays. This applies to so many of us. This is the reason why younger people are now suffering from diseases that were earlier the sole preserve of the elderly.

The most prominent examples of the same are diabetes, respiratory problems, and obesity, to name a few. Such knowledge is just as important as knowing IPD and OPD full form. We must also take into account the matter of inflation. The term inflation means the rate at which the prices increase for various things over a certain amount of time. As unfortunate as it sounds, medical inflation has been one of the highest in this regard in recent times. It is hovering in the region of 18 to 20%.

Also Read: Difference Between Day Care Treatment And OPD Treatment

What is In Patient Department (IPD) – Detailed Overview?

After the evaluation by the medical specialists’ patients are shifted to the IPD for further treatment. IPD meaning, the in-patient department which might be a room, intensive care, or a surgical unit basis the level of intensity of treatment required.

The cost of treatment in In-Patient Department has increased exponentially hence the best way to prepare oneself for such a financial need a health insurance plan is much required. And investing in a good health insurance plan early on in life is considered wise. That way, you would be able to save money on premiums apart from besting the inflation rate in the future.

These policies also offer your family great protection. Rather than having to buy separate medical coverage for each member of your family you can easily buy a family floater plan and cover them all under the same policy. These family floater plans normally cover people who are economically dependent on you such as your parents, children, and spouse. Thus, it is a great way to make sure that you are protecting your loved ones. Having these policies also helps you keep your savings secure. As you would know already, healthcare is one of the easiest ways in which your savings can be depleted.

A few things to know about the coverage you get from the health insurance plans

Do you know what IPD vs. OPD is? If you do, it is good. It is also important in this case to know the various benefits and features that you can get from these policies. The first such feature is the coverage that you get for your hospitalization expenses. These health plans cover all the money that you spend when you get admitted to a hospital as a patient for over 24 hours. This includes money spent on areas such as room rent, surgeon charges, nurse charges, and doctor’s consultation, to name a few.

These policies also provide coverage for post- and pre-hospitalization expenses. Apart from the difference between OPD and IPD, this is something that you should know as well. In a lot of medical situations, you need medication and proper care before you are hospitalized for the same. The health insurance plans provide you coverage for such expenses. They also come with some great renewal options. In some of these plans, you can renew the policy as long as you are alive. This is a great option for you to have in these cases as that way you do not have to look for other options when you get old.

Also Read: How to get a Cashless Facility for Daycare Treatments?

Difference Between OPD and IPD – In-Patient Department (IPD) vs Out-Patient Department (OPD)?

In-Patient Department and Out-Patient Department are two forms of treatment and there are several areas of difference between both. You already know what OPD and IPD stand for. In the case of IPD treatment, a patient must have been admitted to a medical facility for over 24 hours.

On the other hand, in the case of OPD, the patient need not be admitted for over 24 hours. If a patient comes to a hospital for treatment, they would first be visiting the Out-Patient Department area. A patient would only be admitted for IPD if the doctor asks for it. This is perhaps the biggest difference between IPD and OPD. Apart from that, OPD treatment is availed for consultation, dental procedures, minor surgeries, and ophthalmic procedures. On the contrary, if you are getting IPD treatment it means that your condition is serious enough to warrant hospitalization.

This includes the complex and major surgeries, childbirth, serious illnesses where you have to be monitored at all times, and rehabilitation services, to name a few. So, now it can be assumed that you have understood the difference between Out-Patient Department and In-Patient Department. Apart from these, your chances of visiting a hospital for OPD treatment are much higher than that of the IPD. In any case, it helps if you have sufficient coverage in these cases, it will make sure that you and the people you love and care for get the treatment they need when they require it. IPD treatment is included in these policies, but OPD tends to be optional.

Also Read: Does Health Insurance Cover Infertility Treatment?

FAQs on Difference Between OPD and IPD Treatment

What does IPD Care mean?

IPD full form is Inpatient Department Care. In this case, a patient must be admitted to a medical facility for over 24 hours. So, the IPD Care is a hospital department where patients are admitted for different health treatments, diagnosis of diseases, post surgery after-care, emergency assistance and so on.

How OPD is differ from IPD?

IPD and OPD are two forms of treatment and there are several areas of difference between the both. OPD stands for out-patient department and IPD stand for Inpatient Department. In the case of IPD treatment, a patient is required to be admitted to a medical facility for over 24 hours. On the other hand, in the case of OPD, the patient need not be admitted for over 24 hours. If a patient comes to a hospital for treatment they would first be visiting the OPD area. A patient would only be admitted for IPD if the doctor asks for it.

What is the difference between inpatients and outpatients?

The key difference between inpatient and outpatient is regarding the patients' hospital stay. In case of inpatient care, the patient needs to stay at the hospital overnight or minimum 24 hours for treatment and in case of outpatient it is not required. In outpatients, the patient can come, get the check up done and go back.

What sections does OPD cover?

OPD is the outpatient department where patients visit to consult his/her health conditions with the physician to start health treatment. Here, it is not required for patients to be hospitalized in most cases but they can visit medical departments for consultations with physicians, dentists, pediatricians, specialists, and orthopedics, and other departments like diagnostic center, consultation room, pharmacy etc.

Why IPD department is important in hospital?

IPD is important in a hospital because here patients get admitted for getting medical treatment, including emergency medical assistance such as for childbirth, for surgical procedures and so on.

Is OPD covered in Mediclaim?

Yes, many health insurance providers offer OPD benefits. Under OPD cover, the owner of a health policy can claim for costs incurred without getting hospitalized for diagnostic treatment, minor surgical procedures, cost of medicines etc.

Tips to buy health insurance with OPD cover?

OPD cover is available with most health insurance companies as an add-on cover that can be purchased by paying additional premium. However, some insurance companies cover OPD under their basic coverage plan of the policy. So, you need to check about the OPD coverage while buying a health insurance plan.

SHARE THIS ON
Author Bio
Author Image

Gayatri Prabhu, Head-Digital Business at Mahindra Insurance Brokers Limited (MIBL) is one those few digital leaders who has the width and depth that is required to execute an ROI driven holistic digital strategy. She cuts through the noise, identifies the critical levers and leads her team to successful execution of the defined strategy. Her core mantra to win new and retain existing customers is: understand the consumer behavior and craft experiences around it.

Related Blogs

Would love to hear from you

Share your candid feedback. Your email address won’t be published, we promise!

All fields are required

Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018.

Licenced by IRDAI License No. 261; License Validity : 17-05-2022; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).

Insurance is the subject matter of solicitation.

For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.

Copyright © 2022 Mahindra Insurance Brokers. All Right Reserved.

SPEAK TO AN EXPERT