Documents Required for Health Insurance Plans in India

2 min read

Health insurance plans have become quite important in today’s age when medical costs have become very high. To face such high medical costs individuals are increasingly buying and securing themselves with a health insurance plan. Thanks to the online mode, buying a health insurance plan has also become very easy and convenient. You can visit the website of a reputed broker, compare the plans available in the market, and find the coverage that you want, make online payment and buy the plan. It is as simple as that.

Some documents are required when you buy health insurance plans. These documents verify your details and help you buy the plan quickly. If you keep the required documents handy, the plan is issued easily and quickly. Do you know what are the documents required for health insurance in India?

Many don’t. So, here is a list of the required documents for your knowledge:

  • Age proof – the first and the most important document is your age proof. Since your health insurance premium depends primarily on your age, you have to furnish a valid proof of your age. Some commonly accepted age proofs are as follows:
    • Birth certificate
    • Voter’s ID Card
    • Pan Card
    • Aadhar Card
    • Driving Licence
    • Passport, etc.
  • Identity proof – your valid identity proof is required to authenticate your identity. The commonly accepted identity proofs include the following:
    • Voter’s ID Card
    • Passport
    • Aadhar Card
    • Aadhar Card
    • Driving Licence, etc.
  • Address Proof – all the communication sent by the insurance company, including the policy bond, is delivered at a particular address. That is why an address proof is required by the insurer. You can submit any one of the following as a valid address proof:
    • Utility bills like electricity bill, telephone bill, etc.
    • Ration card
    • Driving license
    • Passport
    • Rent agreement if you are tenant, etc.
  • A copy of your PAN Card
  • A copy of your Aadhar Card
  • Your passport sized photograph
  • Medical examination reports if you have undergone any pre-entrance medical check-ups required by the company depending on your age and sum insured
  • Proposal form duly filled in and signed

After these documents are submitted, they are analysed by the insurance company and then the health insurance plan is issued.

Also Read: Reasons Why You Should Compare Health Insurance Plans

Choose wisely!

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Gayatri Prabhu, Head-Digital Business at Mahindra Insurance Brokers Limited (MIBL) is one those few digital leaders who has the width and depth that is required to execute an ROI driven holistic digital strategy. She cuts through the noise, identifies the critical levers and leads her team to successful execution of the defined strategy. Her core mantra to win new and retain existing customers is: understand the consumer behavior and craft experiences around it.

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