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Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
National Insurance Mediclaim Policy Premium Calculator
National Insurance Company Limited is a public sector general insurance company which offers a range of health insurance plans. The plans offered by the company are of different types and they offer a range of comprehensive coverage benefits. The premium rates are affordable. wanting to buy health insurance plans can calculate their health insurance premiums using National Insurance Company’s mediclaim premium calculator. The calculator helps in calculating the premiums payable for the policy depending on the details provided by the policyholder.
How to calculate health insurance premium
The health insurance premium can be calculated using the health insurance premium calculator. Here are the details which the policyholder should provide for premium calculation –
1. The policy selected
– the premium depends on the coverage features of the policy and so the policy which is selected would determine the premium
2. The sum insured
– National Insurance allows a range of sum insured. The chosen sum insured affects the premium
3. The age of the insured
– age also determines the premium. Higher the age, higher would be the calculated premium.
4. The number of members covered
– National insurance also offers family floater plans wherein the spouse, dependent children and dependent parents can be covered under the plan along with the policyholder. The number of members who are to be covered affects the premium calculation and are required to be mentioned in the calculator.
5. The policy tenure
– many health plans offered by the company have a policy term of one, two or three years. The premiums, however, are paid once. So, the term of the policy also affects the premium calculation
6. Premium loadings and discounts
– there are premium loadings in some plans while in others there are available discounts. These loadings and discounts also influence the premium. Loadings increase while discounts lower the premium rate.
After all the above-mentioned details are entered into the calculator, the premium for National Insurance Company’s health insurance plans would be calculated and displayed. The policyholder can change the calculated premium by changing one or more of the above-mentioned details.
Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 21 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Over to You
Health emergencies don’t come with a calendar invite. Whether you're planning for your own future or looking out for your parents, choosing the right health insurance plan can make all the difference. That’s where a deeper look at the fine print helps. When you compare Star Health’s Red Carpet Plan vs Care Health Enhance Plan, what you’re really doing is choosing the kind of financial backup you want in your corner.
The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
Speak to an Advisor The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
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Dengue Insurance Cover
The pandemic has rocked the world and made us realize the importance of buying a health insurance policy. Offering oodles of benefits to the policyholder, health insurance plans save one from the financial burden caused in case of some health emergency. Every single day, the health insurance sector is expanding its arena by offering special plans and coverage to consumers. One such lucrative cover to consider when buying the best health insurance plan is the Dengue cover.
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