Star Health Insurance Premium Calculator Online 2022


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About Star Health and Allied Insurance Company Limited

Star Health and Allied Insurance Company Limited is engaged in offering a range of health insurance plans to customers. Some of the plans are unique in their class. The health insurance plans have a good scope of coverage benefits with affordable premium rates. There are pre-calculated health insurance premium charts as well as an online mediclaim premium calculator. The online premium calculator lets policyholders determine the premium rate for their chosen health insurance plan before they actually buy the policy. Once the premium is calculated, the policyholders can recalculate the premium rates by changing the details entered in the calculator.

Also Read: Steps to Renew Star Health Insurance Policy

Star Health Insurance Company Overview

Features of Star Health Insurance Specifications
Network Hospitals 10200+
Pre-existing diseases waiting period 4 years
Incurred Claim Ratio* 63%
Policy Renewability Lifetime

Also Read: Star Health Insurance Plans with Diseases Covered & Not Covered

Why One Should Buy a Health Insurance Policy – 5 Major Benefits of Buying a Health Insurance Plan

  • Financial Security
  • Peace of Mind
  • Quality treatment
  • Increasing healthcare costs
  • Tax Exemption

Things You Need to Calculate the Premium of Star Health Insurance Policies Online?

To use it, you are required to provide the following details:

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

Also Read: Cashless Medical Treatment at Star Health Insurance Network Hospitals

How to Calculate Star Health Insurance Premium using the Calculator?

The Star Health premium calculator is available on the company’s website. The following steps should be taken to calculate the premium–

  • The policyholder should visit the company’s website at
  • On the home page, the policyholder should select ‘Plans’
  • The list of plans offered by the company would open. To view all the available plans, the individual should select ‘View all plans’
  • When the list of plans opens, the policyholder should select the plan which is being considered for purchase
  • On the plan’s page, the premium calculator is located on the top itself
  • The policyholder would provide the details into the calculator for it to work

Why Calculate Star Health Insurance Premium Online?

  1. Helps you add/deduct coverage benefits and riders
  2. Helps you know the expense of a yet-to-buy insurance policy
  3. Helps you know the affordability of the insurance coverage
  4. Helps you make a comparison of different rates and choose a good policy
  5. Helps you pick the best coverage level that can suit your budget
  6. Helps you make sure you meet no financial strain when continuing the health insurance policy
  7. Helps you select the most suitable coverage benefits at the most affordable premium

How Does the Calculator Work?

For the calculator to work the policyholder should provide the following details –

  • The sum insured to be chosen from a range of sum insured levels offered by the plan
  • The date of birth of the insured
  • The number of members required to be covered. There are separate tabs for adults and children. Under adults, only the spouse can be added and under dependent children, a maximum of two children can be covered
  • The pin code of the area in which the proposer resides. The pin code gives the location which also affects premium calculations

Once all these details are entered into the calculator, the premiums payable would be displayed. The individual can also buy the plan online using the buy button available on the premium calculator.

Recommended Star Health Insurance Plans

  1. Young Star Insurance Policy
  2. Family Health Optima Insurance Plan
  3. Star Comprehensive Insurance Policy
  4. Arogya Sanjeevani Policy
  5. Senior Citizens Red Carpet Health Insurance Policy
  6. Star Super Surplus (Floater) Insurance Policy

Must Read: List of Diseases Covered Under Star Health Insurance Plans

Benefits of Choosing Star Health Insurance Policies

  • In-patient hospitalisation
  • Pre-hospitalisation
  • Post-hospitalisation
  • Domiciliary hospitalisation
  • Ambulance expenses
  • Day care treatments
  • AYUSH treatments
  • Second medical opinion
  • Delivery and new-born cover
  • Organ donor expenses
  • Modern treatments, etc.

Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.

Also Read: United India Insurance Mediclaim Policy Premium Calculator | Oriental Insurance Mediclaim Policy Premium Calculator | National Insurance Mediclaim Premium Chart | National Insurance Mediclaim Policy Premium Calculator | New India Assurance Mediclaim Policy Premium Calculator

Mar 18, 2021
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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