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Family is a prized possession and therefore everyone tries and does what’s best for themselves and their families. When it comes to health insurance plans too, family floater plans are hugely popular because these plans cover the entire family under one umbrella. A single policy is issued covering all the family members with a single sum insured and a single premium amount. You can cover yourself, your spouse, dependent children and dependent parents under a family floater plan. Each covered member enjoys the sum insured jointly as well as independently. Premiums are cheaper compared to individual health plans for each family member.
Because family floater plans are very popular, there are many insurance companies which offer a family health insurance plan. Among the multitude of plans available, here are the top 5 family health insurance plans for you to consider:
Apollo Munich Health Insurance’s Optima Restore Plan
Apollo Munich is a leading name in the health insurance segment. It offers various family health insurance policies. Its Optima Restore Plan is offered both as a family floater plan and an individual health insurance plan. As a family health insurance plan, the plan allows the following benefits:
Bharti AXA Health Insurance Smart Super Health Plan
Bharti AXA’s Smart Super Health plan deserves a mention as the best family floater health plan available currently. Here are the distinctive features of the plans which make it one of the best:
Cigna TTK Health Insurance Pro Health Insurance Plus
Cigna TTK is synonymous with a variety of health insurance plans and unique benefits in the plans offered. ProHealth Plus is one such family floater health plan which offers a medium level of coverage in terms of sum insured. Other attractive benefits of the policy include the following:
HDFC ergo Health Insurance Health Suraksha Plan
HDFC Ergo’s Health Suraksha Plan comes in many variants and gives you an all-inclusive coverage for yourself and your family. Here are some of the best benefits of the plan:
IFFCO Tokio Health Insurance SwasthyaKavach (Wider) Plan
IFFCO Tokio’sSwasthyaKavach is another good family floater plan which allows a comprehensive scope of coverage for your family members. Besides covering the regular medical expenses, the plan also allows the following benefits:
If you are looking for the best health insurance plans in the market for covering your beloved family, look no further. The above-mentioned family health insurance policies are the top 5 family health insurance plans and can be chosen for fulfilling you and your family’s health insurance needs. These family health insurance policies promise all-inclusive coverage benefits, optimal sum insured levels, reasonable premium rates, attractive premium discounts and other attractive features which would make your health insurance experience a joyful one. So, pick one family health insurance plan and be assured to have bought the best policy.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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