Related Articles
.png)
Jan 08, 2025
Is Varicose Vein surgery covered under the health insurance policy in India
Health Insurance
.png)
Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
Wellness Factors in Health Insurance – Why to opt for one?
In recent times, wellness benefits have become a part of the regular health insurance policies as offered by several health insurance providers. Let’s take a look at the wellness factors in health insurance, in this post.
Life is busy with so many important chores being involved in our day-to-day activities that we hardly get time to think about our health. However, with the increasing number of people being involved in several critical as well as terminal diseases owing to lifestyle changes, stress and other factors, the importance of taking care of your health has become pivotal. Further, the sky-high cost of healthcare as well as the inflation in the healthcare sector makes it all the more important for everyone to get health insurance coverage under a proper comprehensive policy.
What is the Wellness Factors in Health Insurance?
By Health insurance wellness programs, it means several benefits offered by the health insurance companies to enhance the wellbeing of one’s health. Under such programs, the policyholders get rewarded by the insurance providers for being consistent in terms of their health. The various activities involved under the wellness benefits include gym memberships, yoga classes, membership of sports clubs, and several other fitness programs.
What does the wellness benefits in health insurance program cover?
A range of activities are covered under the wellness benefit program including;
- Weight-loss programs
- Programs on Stress-relieve
- Yoga sessions
- Programs for Smoking cessation
- Activities involving Exercise and fitness
- Vaccination initiatives etc.
Advantages of Wellness Benefits in Health insurance Programs
Here is a list of wellness benefits in health insurance program :
- Financial Benefits – Different insurance companies allow different benefits. Some of them let their policyholders redeem wellness points to get reduction on the payments of their health insurance premiums. This way, the insured can make a certain amount of savings on the premiums paid. However, for the optimal utilization of the various benefits available under the wellness benefit program, the policyholder must study the terms and conditions of the policy well to understand the redemption offers. This is because the criteria of benefits might differ from one insurance provider to another.
- Physical and Emotional Health – The various wellness programs provided by insurance companies target at improving the physical and emotional health of the policyholder. By availing these wellness programs, the insured can focus on the preventive measures to improve their lifestyle, which will help improve their physical and mental health. This way, the insured can also monitor health regularly so that you can stay away from diseases and disorders.
Why to opt for Health Insurance Wellness Programs?
Wellness programs under health insurance not just help the policyholder to save money, but also help in opting for a healthy way of life by adopting the various activities under the wellness benefits.
It is a fact that a large population across the globe dies every year due to lifestyle related diseases such as cardiovascular diseases, diabetes, etc. Hence, by encompassing wellness programs under your health plans, you can get involved in various fitness programs to stay fit and save money on medical costs.
Wellness Benefit in Health Insurance
Wellness benefit programs in health insurance are available as wellness points which can be used to pay lower premiums of health insurance or can be availed as membership benefits at selected fitness centers and health clubs. These wellness-oriented policies of health insurance make people proactive about a healthy life.
In general, the wellness programs offered under health insurance policies are fitness related activities, such as physical exercise and healthy food. By being a part of such activities people can get support in attaining good health. At the same time, it helps in avoiding complications related to health. Further, the policyholder can earn attractive rewards to save money on premiums of health insurance along with other benefits.
Health of individuals is the goal that everyone wants to achieve, while wellness is the process of achieving this goal. That is the simple difference between health and wellness. Without wellness, achieving health might be difficult. Wellness directly influences health and thus is important for living a happy and healthy life.
To achieve health and wellness, you must make simple and healthy choices in your day to day life. Also, try to stay relaxed and reduce stress, have social interactions as much as possible and achieve optimal wellness.
It is important to achieve wellness in life because physical wellness supports the overall health of a person. Hence, obtaining an ideal level of physical wellness helps in enhancing your responsibility towards health.
Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 21 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Over to You
Health emergencies don’t come with a calendar invite. Whether you're planning for your own future or looking out for your parents, choosing the right health insurance plan can make all the difference. That’s where a deeper look at the fine print helps. When you compare Star Health’s Red Carpet Plan vs Care Health Enhance Plan, what you’re really doing is choosing the kind of financial backup you want in your corner.
The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
Speak to an Advisor The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
Other Health Insurance Products
Jan 08, 2025
Health Insurance
Latest Post
.jpg)
Having a bike is not just about convenience, it’s a huge responsibility. Financial protection of your two-wheeler is important and the best way to ensure that is to have a bike insurance policy that will protect you in case of an accident, theft or a natural calamity. There are so many options when it comes to policies, making it difficult to know what’s best. This guide makes it easier to choose the best bike insurance policy that is suitable for you.
Non-linked, non-participating term plans are the ones that do not participate in the business and profit of the insurance company. These are fixed premium plans where the policyholder pays a fixed amount to ascertain a guaranteed sum as a return to be paid to the nominee in case of his/ her demise. Let’s learn more in this post.
Car depreciation implies the difference between the cost of a car at the time of buying the car and when you sell it. A car insurance claim amount is determined by the car depreciation rate. The car depreciation rate is the reduction in the value of your car over its lifespan caused by wear and tear.
Have you ever caught yourself lost in illusions about your daughter's future events, such as her university convocation and first day at work? Her university convocation. When she embarks upon her initial job after graduation will be the day.
.png)
Accidents can happen anywhere, anytime, by your own fault or another person. What’s important is to be prepared for such mishaps. This is where Own Damage Car Insurance comes in handy.
Speak to our Advisor
+91
By clicking the button, I authorize Paybima advisor to contact me via SMS, Email, Phone, WhatsApp or any other modes overriding my 'DND'.T&C Apply.