Raheja QBE Health Insurance

4 min read

Overview of Raheja QBE Health Insurance

Raheja QBE Health Insurance company is known as one of the consistent and trustworthy insurance providers in the country. Raheja QBE Health Insurance is known for their cancer insurance policies offered by the company to support people to fight the deadly disease that is taking millions of lives globally. There are numerous people suffering from this dreaded disease who can’t afford to get proper treatment due to lack of funds or finances. With support like cancer insurances offered by the company, it is possible to detect such diseases on time and cure the patient to allow him/her to lead a normal life.

Since cancer requires a large amount of money incurred in getting proper treatment, it is evident that people require enough finances to secure them against financial liability. Raheja Cancer Insurance helps in offering the required financial help. With this policy in hand, you can concentrate on getting healthy rather than thinking about the expenses incurred in the treatment of the disease.

Raheja QBE General Insurance is a joint establishment of Rajan Raheja Group and QBE Insurance, which is the second-largest insurer globally based in Australia. The company was established in 2008 and offers flexible insurance plans in the domains of:

  • Health
  • Home
  • Motor, and
  • Marine

Raheja QBE insurance companies work towards the well-being of their policyholders by offering them customized health plans with extensive coverage.

Key Highlights of Raheja QBE Health Insurance Company

Key Features Specifications
Network Hospitals Available 5000+
Waiting Period (Pre-existing Ailments)
Claims Settlement Ratio 83%
Policies Issued 135
Covid-19 cover yes
Renewability Lifelong

*Year 2018-19

Benefits of Availing Raheja QBE Health Insurance Plans

Below are some of the benefits that you can gain by availing Raheja QBE health insurance:

  • Raheja QBE health policies allow complete transparency and are available without any hidden clauses.
  • The Raheja QBE health insurance company is customer-oriented and works with the same approach.
  • The Raheja QBE health policies allow hassle-free claim processes.
  • The insurer has a wide network of cashless hospitals where the insured can get treatment for cashless claims.
  • They also have a selection of health insurance policies for individual and family floater plans which will keep the insured secure during any medical emergency.

 

Health Insurance Plans Offered by Raheja QBE Health Insurance Company

Here are some of the top Raheja QBE Health Insurance Plans:

1. Raheja QBE Cancer insurance

This plan offers financial support to cancer patients so that the treatment can be started without any delay. People covered under this policy are within the age group of 1 -70 years. The policy covers for various diagnostic tests and investigation costs that are incurred in the initial diagnosis.

Benefits:

  • The Raheja QBE cancer health insurance compensates 50% of costs incurred for getting medical screening for pre-policy medical tests.
  • The policy covers additional days even after the due date of policy expiry.
  • The company also offers an enhanced sum insured of 5% for every claim-free year.
  • Raheja health insurance claims are taken care of by their internal claim settlement team.
  • Company offers quick and speedy settlement of claims across India and outside.
  • The insurer’s quotes for different insurance plans can be compared online.

 

2. Raheja QBE Health QuBe Policy

This insurance policy offers monetary security to the insured between the age of 91 days to 65 years. The sum insured amount of the policy ranges from 3 lakh to 50 lakh rupees. The policy can be availed as:

  • Basic plan
  • Comprehensive plan
  • Super Saver plan, and
  • Ala Carte plan

Benefits

  • Cover for pre and post hospitalization costs
  • Ambulance costs
  • In-patient hospitalization costs
  • Organ donor costs
  • Medical check-up
  • Domiciliary hospitalization costs
  • Allows NCB for claim-free years
  • Can cover up to 6 members of a family under this plan

How to buy Raheja QBE Health Insurance Policy

Below steps can be followed to purchase Raheja QBE health insurance policy online:

  • Visit the portal of the insurer.
  • Click on the ‘health’ tab.
  • Select ‘Gender’
  • Submit personal details (Name, Mobile Number) after selecting Gender.
  • You will receive an OPT on your mobile.
  • Enter the OTP received on your phone.
  • ‘View Quotes’ by clicking on the appropriate button.
  • Select the number of family members to be added to the plan.
  • Select each member’s age.
  • Enter email ID and location.
  • Now click the button of ‘Submit and View Quotes’
  • You can find many health insurance quotes in front of you on the screen.
  • Shortlist the most appropriate one.
  • Now choose the policy duration of the plan.
  • Submit the required details.
  • Pay the premium online.

 

The process of Renew of Raheja QBE Health Insurance Plans

Below are the steps to be followed for Raheja Health Insurance renewal:

  • Go to the website of Raheja QBE Insurance.
  • Click on ‘Renew’ on the home page.
  • Submit policy details. Now, click on the tab ‘Renew’.
  • Choose the quote that suits you aptly.
  • Make the payment online.
  • Your policy is renewed.

 

How to File a Raheja QBE Health Insurance Claim?

Below are the steps:

  • First you need to get admitted at Raheja QBE network hospital by submitting a health card and valid photo id.
  • Submit insurance documents. The TPA and hospital verifies and approves the documents.
  • Once the documents gets verified and approved the insurer, the treatment initiates.

 

Claim Settlement Ratio of Raheja QBE health insurance

The ratio of claims that are settled by an insurer during a policy year as against the complete claims that the insurer receives during the year is called Claim Settlement Ratio.

The claim settlement ratio of Raheja QBE health insurance for the financial year 2018-19 was 83%.

FAQs on Raheja QBE Health Insurance

Why Raheja QBE Health Insurance?

Raheja QBE Health Insurance is known for their cancer insurance policies offered by the company to support people to fight the deadly disease that is taking millions of lives globally. They are known as one of the consistent and trustworthy insurance providers in the country. There are numerous people suffering from this dreaded disease who can't afford to get proper treatment due to lack of funds or finances. With support like cancer insurances offered by the company, it is possible to detect such diseases on time and ensure the patient to live a normal life.

What are the benefits of buying Raheja QBE health insurance plans?

Below are some of the benefits:

# Raheja QBE health policies allow complete transparency and are available without any hidden clause.
# The Raheja QBE health insurance company is customer-oriented and work the same approach.
# The Raheja QBE health policies allow hassle-free claim processes
# The insurer has a wide network of cashless hospitals where the insured can get treatment for cashless claims.
# They also have a selection of health insurance policies for individual and family floater plans which will keep the insured secure during any medical emergency.

Can I port out my current plan to any of the Raheja QBE health insurance plans?

Yes, most Raheja QBE health plans allow portability features within the company from one plan to another. You need to approach the company to avail this feature.

What is the process to make a claim through the Raheja QBE Insurance Company?

Below are the steps:

# First you need to get admitted at Raheja QBE network hospital by submitting health card and valid photo id.
# Submit insurance documents. The TPA and hospital verifies and approves the documents.
# Once the documents gets verified and approved the insurer, the treatment initiates.

What kind of insurance policies are offered by the Raheja QBE Insurance Company?

The company offers flexible insurance plans in the domains of:

1. Health
2. Home
3. Motor, and
4. Marine

How to make the Raheja QBE Insurance online payment to renew the policy?

Below are the steps to be followed for Raheja Health Insurance renewal:

> Go to the website of Raheja QBE Insurance.
> Click on ‘Renew’ on the home page.
> Submit policy details. Now, click on the tab ‘Renew’.
> Choose the quote that suits you aptly.
> Make the payment online.
> Your policy is renewed.

What are the health insurance claim settlement options offered by Raheja QBE?

Policyholders of Raheja QBE can claim for health insurance via cashless treatment claim or via reimbursement claim option.

What are the documents required for the claim settlement process at Raheja QBE?

# Discharge summary with information of treatment.
# Papers of doctor’s consultation
# All bills of the chemists with doctor’s prescriptions
# Investigation reports such as MRI, sonography, X-ray, CT scan
# Claim form - duly filled and signed by the insurance policyholder and medical practitioner
# Other required documents

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Gayatri Prabhu, Head-Digital Business at Mahindra Insurance Brokers Limited (MIBL) is one those few digital leaders who has the width and depth that is required to execute an ROI driven holistic digital strategy. She cuts through the noise, identifies the critical levers and leads her team to successful execution of the defined strategy. Her core mantra to win new and retain existing customers is: understand the consumer behavior and craft experiences around it.

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