Best Insurance Policy for New Born Baby in India: Newborn Baby Health Insurance
Newborn babies are fragile and need extra care and protection. Hence, it is important to avail insurance coverage for your newborn to make sure that the baby receives all the necessary treatments and vaccinations required. If you are planning to buy an insurance plan that allows comprehensive coverage for your newborn, this blog will help you find one.
5 Best Insurance Policy for New Born Baby in India: Newborn Baby Health Insurance
1- Bajaj Allianz Healthcare Supreme
Healthcare Supreme is a comprehensive health plan offered by Bajaj Allianz. The plan allows a wide range of both inbuilt benefits and add-on coverage features. So, you not only enjoy a good scope of coverage, you can customize the coverage based on your requirements. Some salient features are –
- Physiotherapy expenses are also covered
- Inbuilt maternity and new born baby cover. The new born cover provides coverage for medical treatments of the new born and vaccination expenses up to the first 90 days
2- Max Bupa Heartbeat Family First Plan
This plan comes in two variants of Silver and Gold with coverage going up to Rs.15 lakhs. Other features are as follows –
- Insurance policy for new born baby cover is available till the sum insured limit
- New born baby is covered till the end of the policy term even if it is more than 90 days
- Coverage is also allowed for the vaccinations of the new born baby till the baby reaches one year of age
3- Apollo Munich Easy Health Insurance
Apollo Munich’s Easy Health plan comes in three variants and new born baby coverage is available in the last two variants of Exclusive and Premium. It is an optional cover that can be added at the payment of an additional premium. Features of the plan include the following –
- Sum insured going up to Rs.50 lakhs
- Daily cash benefit for choosing shared accommodation and for accompanying a minor child
- Insurance policy for new born baby coverage limit ranges from Rs.2000 to Rs.5000
4- ICICI Lombard Complete Health Insurance
ICICI Lombard’s Complete Health Plan is a comprehensive Family health insurance plan which allows both inbuilt and optional coverage benefits. Its salient features include the following –
- Reinstatement of sum insured by 100%
- Specially designed wellness programs to promote healthy living
- New born baby cover is available at an additional premium if maternity coverage is chosen
- New born benefit covers the new born baby for up to 91 days from the date of birth
5- Religare Joy
Joy is a specially designed maternity-oriented health insurance plan. It comes in two versions of Today and Tomorrow and aims to provide Maternity cover with a short waiting period only. Features include the following –
- A maternity waiting period of 9 months only under the Today variant
- The new born baby cover is available up to Rs.50, 000
- Birth defects of the baby are also covered under the Tomorrow variant
- No limits on room rent
So, these were the best health insurance policy for new born baby.
Choose wisely!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 21 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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