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Travel insurance provides a comprehensive scope of coverage against unforeseen contingencies which you encounter when you travel. These contingencies cause financial loss against which a travel insurance plan provides compensation. As such, many individuals prefer to secure their trips under a travel insurance plan when they travel. Given the benefits provided by travel insurance, there are a lot of top travel insurance companies in India which offer different types of travel insurance plans. Among dozens of travel insurance companies in India, selecting the best is always a difficult task. That is why here is a list of the top 10 travel insurance companies in India. You can choose the best travel insurance plans from these below-listed companies.
Universal Sompo offers two types of travel insurance policies. One is the travel plan for covering overseas travel while the other is a domestic travel insurance policy. Moreover, student travel insurance policies are also allowed by the company for students going abroad for pursuing higher studies. The international travel plan covers all the basic features and also provides coverage for hijack distress allowance, missed flight connections, burglary of home contents, compassionate visits, etc. The premiums are affordable and a Sum insured up to USD 500, 000 is offered.
Name of Travel Plan | Coverage details |
Travel Worldwide | Health emergencies, personal liability, missed connection flight, accidents, passport and baggage loss/delay, flight delays and cancellations, dental treatment, emergency assistance, personal accident, flight hijack, and more |
Annual Multi-Trip | Health emergencies, home burglary, check-in baggage loss/delay, missed connection flight, passport loss, trip cancellation/delay, flight hijack, financial assistance, personal accident, etc. |
Student Travel | Medical emergencies, sponsor protection, loss/delay of baggage and passport, personal liability, study interruption, daily hospital cash, personal accidents, and more |
Travel Asia | Medical treatment, passport loss, personal liability and accidents, baggage loss/delay, flight hijack, medical evacuation, dental expenses, and more |
Bajaj Allianz is one of the best travel insurance company in India, both life and general. Its travel insurance plans come in all possible variants. You can buy a plan for self, family, senior citizens or students. Moreover, corporate travel insurance plans, domestic travel policy and a policy for Asia trips are also offered by the company. The Travel Ezee feature of the plans allow the company to keep the customers informed about any flight delays and eligibility for making a claim. Thus, the company allows a variety of travel plans with various value-added services and is one of the best travel insurance companies in India.
Name of Travel Plan | Coverage details |
Individual Travel Insurance policy | Trip delays, passport loss, medical expenses including dental expenditure, accidental injuries, hijacks, personal liabilities, loss and delay in baggage, |
Family Travel Insurance Policy | Loss and delay of luggage, hospitalization, trip delay/cancellation, home burglary, etc. |
Senior Citizen Travel Insurance Policy | Loss and delay of luggage, hospitalization, trip delay/cancellation, etc. |
Student Travel Insurance plan | Accident, family visit expenses, incidental expenses, Loss of passport, hospitalization, bail bond, tuition fee, etc. |
Corporate Travel Insurance Plan | Medical costs, dental treatment costs, accidental injury, loss of luggage, trip delay, hijack, personal liability and more |
Travel Asia Travel Insurance Plans | Medical excavation, medical expenses, loss and delay of luggage, loss of passport, personal accident, emergency cash advance, hijack, personal liability and more |
BajajAllianz Bharat Bhraman Travel Insurance Plan | Personal accident, emergency medical excavation, hospital daily cash, permanent total loss, personal liability, child education bonus, missed connection, trip cancellation and delays, home burglar, emergency hotel extension, compassionate visit, adventure sports and more |
A leading insurance company TATA AIG provides four types of travel insurance policies covering international trips, Asian trips, domestic trips and trips taken for higher studies. TATA AIG Travel Insurance Company has a good tie-up with international service providers ensuring a quick settlement of your travel insurance claims.
Name of Travel Plan | Coverage details |
Travel Guard Insurance Plan | Health emergencies, accidents, passport and baggage loss, flight delays and cancellations, dental treatment, emergency travel, legal assistance, flight hijacks and more |
Student Guard Overseas Health Insurance Policy | Health emergencies, accidents, passport and baggage loss, flight delays and cancellations, dental treatment, legal liability, emergency travel, maternity benefits, mental illness treatment, child care, nervous illness, bail bond, study interruptions, and more |
Asia Travel Guard Plan | Medical emergencies, loss of baggage and passport, personal liability, and accidents |
Domestic Travel Guard Plan | Missed flights, accident and medical compensation, loss of tickets, and personal liability |
Reliance’s travel insurance policies are varied. You can buy both single and annual multi-trip policies for international travel whether it is Asia, Schengen countries or other countries. The policies are issued instantly without medical check-ups and minimal documentation. Moreover, you can also claim cashless hospitalization worldwide with reliance travel insurance.
Name of Travel Plan | Coverage details |
International Travel Insurance | Medical costs, trip cancellations, and delays, passport loss, baggage loss/delay, missed flight connections, home burglary, and more |
Schengen Travel Insurance Plan | Health emergencies, check-in baggage loss/delay, missed connection flight, passport loss, and trip cancellation/delay |
Asia Travel Insurance Plan | Medical expenses, loss/delay of baggage and passport, trip delays, financial emergency assistance, and more |
Annual Multi-trip Insurance plan | Medical treatment, passport loss, baggage loss/delay, total loss of baggage, trip cancellation and delays, daily allowance, hijack distress, missed connection, home burglary, and more |
Senior Citizen Travel Insurance Plan | Loss of passport, total loss of baggage, medical expenses, financial emergency assistance, hijack distress, trip cancellation and interruption, trip delays, missed connection, home burglary, etc. |
Student Travels Insurance Plans | Medical expenses, study interruption, total loss of luggage, loss of passport, compassionate visit, and more |
HDF Ergo issues travel insurance policies covering every country of the world. Claim settlement is easy through a dedicated 24*7 helpline assistance provided by the company. Moreover, HDFC Ergo travel insurance has been rated iAAA by ICRA which denotes the high claim paying ability of the company.
Name of Travel Plan | Coverage details |
HDFC ERGO Travel Explorer | Schengen approved travel insurance, Competitive premiums, In-trip crises, Baggage mishaps, Medical & dental emergencies, and Increased sum insured limit |
International Travel Insurance – Individual | Emergency Medical Expenses, Dental Expenses, Personal Accident, Personal Accident with Common Carrier, Hospital Cash – Accident & Illness. Etc. |
International Travel Insurance – Family | Emergency Medical Expenses, Dental Expenses, Personal Accident, Personal Accident: Common Carrier, Hospital Cash – Accident & Illness |
International Travel Insurance – Student | Emergency Medical Expenses, Emergency Dental Expenses, Medical Evacuation, Body Repatriation, Accidental Death, Permanent Disablement |
International Travel Insurance – Frequent Flyers | Emergency Medical Expenses, Dental Expenses, Personal Accident, Personal Accident: Common Carrier, Hospital Cash – Accident & Illness |
International Travel Insurance – Senior Citizens | Emergency Medical Expenses, Dental Expenses, Personal Accident, Personal Accident: Common Carrier, Hospital Cash – Accident & Illness |
Apollo Munich is a standalone health insurance company that also offers travel insurance plans. Its Easy Travel Policy is issued in different variants covering individual, family and senior citizens and also as an annual multi-trip plan. A student travel plan is also offered by the company with exhaustive coverage features.
Name of Travel Plan | Coverage details |
Apollo Easy Travel – Individual | 24/7 medical assistance on the phone, cover against death and disablement, compassionate visit, emergency evacuation, repatriation, embassy and interpreter services, referral of medical services, loss of passport and loss/delay of baggage, emergency cash, and hijack allowance |
Apollo Easy Travel – Family | Compassionate visit, emergency evacuation, repatriation, embassy and interpreter services, referral of medical services, loss of passport and loss/delay of baggage, emergency cash and hijack allowance |
Apollo Easy Travel – Senior Citizens | Medical advice on the phone while traveling, cashless transactions, lost passport assistance, loss of luggage, embassy and interpreter services |
Apollo Easy Travel – Annual Multi-Trip | Emergency Medical assistance, cashless transactions, loss of luggage, and more |
Chola MS also offers different types of travel insurance plans covering overseas travel, domestic travel and student travel. The company does not require medical check-ups before issuing the policy, provides 24*7 call assistance and offers cashless settlement of your claims. Premiums are reasonable and the coverage is inclusive.
Name of Travel Plan | Coverage details |
Comprehensive Travel Insurance | Check-in baggage delays, medical and dental treatment cost, ambulatory care services, daily cash service, passport and other documents, financial emergency, accident and personal liability |
Student Travel Insurance | Medical expenses including dental treatment, legal expenses, document loss, bail bond, baggage delay, sponsor protection, personal accident, and more |
Leisure Travel Insurance | Medical expenses including dental treatment, passport and document loss, baggage delays, personal accident, home burglary, trip delays, financial emergency |
Bharti AXA’s travel insurance plans provide you easy settlement of claims because of the company’s coverage across more than 130 countries. You get round-the-clock assistance in any part of the world and no medical tests are required till 70 years of age. Moreover, the Bharti AXA travel insurance company offers flexible plans which suit your every need.
Name of Travel Plan | Coverage details |
Bharti AXA Travel Assure – (Group travel insurance international) | Covers health expenses during emergencies, medical evacuations, loss of passport and documents, loss of baggage, flight delays and cancellations, and more |
Group travel insurance domestic | Individual accidental injuries, baggage loss, any other individual liability |
Smart Traveller Insurance Policy (available for both families and individuals) | Emergency health costs, loss of passport and documents, loss of baggage, delays and cancellations of flights, accidents, and liabilities of the insured, hijacks, and more |
Smart Traveller Insurance Policy (for students) | Medical expenses including dental treatment, legal expenses, document loss, bail bond, and more |
Smart Traveller Insurance Policy (for corporate) | Medical expenses, accidents, and injuries, loss of passport and documents, loss of baggage, delays in the trip, financial emergencies, flight hijacks, and more |
Travel insurance plans offers by SBI offer you coverage up to half a million US Dollars. A single policy is available for international trips taken for business or holiday. A comprehensive scope of coverage is provided which does not include pre-entrance medical tests. Worldwide protection is allowed with a quick and transparent claim settlement process.
Name of Travel Plan | Coverage details |
Travel Insurance (Business and Holidays) | Check-in baggage delays, baggage loss, medical treatment costs, daily hospital cash service, passport and other documents loss, home burglary, flight hijack, financial emergency, personal accident, personal/legal liability, missed connecting flight, and more |
The last insurer in the list of top 10 travel insurance providers in India is Future Generali which offers Schengen and worldwide plan, overseas travel insurance plan and a student travel plan. The process of buying the plan is simple, quick and easy. The claim process is also transparent and quick. You can call the company with your claim any time through the company’s 24*7 helpline number. Good coverage benefits and affordable price is the important factor of this plan.
Name of Travel Plan | Coverage details |
Future Easy Travel | Check-in baggage delays, baggage loss, medical treatment costs, daily hospital cash service, passport and other documents loss, financial emergency, accidental disability and death, personal/legal liability, and more |
Future Travel Suraksha | Medical expenses including dental treatment, legal expenses, documents/passport loss, baggage loss/delay, personal liability and accident, flight hijack, financial assistance, and more |
Future Travel Suraksha Select | Medical expenses, passport and document loss, baggage delays, flight hijack, financial assistance, personal accident, trip delays, financial emergency, personal liability and accident and more |
Future Student Suraksha | Medical expenses including dental treatment, passport loss, treatment of mental and nervous illness, tuition fee, bail bond, sponsor protection, personal liability, and more |
Travel insurance is important if you are traveling overseas to ensure your safety in a foreign land. Let’s look at some of the important reasons to buy a travel insurance policy before your impending overseas trip.
Before you pick the best travel insurance policy, you should first know what makes a travel plan the best. A good plan covers your comprehensive needs, which also includes medical coverage. Besides, there are other important considerations to note while buying the most suitable travel insurance policy to fulfill your needs. Let’s take a look at some of them:
Further, you may note that some countries don’t even allow travelers to enter without travel insurance. Hence, it is good to be safe and secure under travel insurance if you are planning a vacation abroad or are up for a short work trip in a foreign country.
So, these were the top 10 travel insurance companies. You can choose any company from this list of travel insurance companies in India to get the best travel insurance policy of your choice. Hope you enjoy reading. If you still have queries regarding traveler Insurance policies in India, Visit Travel Insurance FAQs page.
Choose wisely!
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