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4 min read
Updated on Jul 13, 2022
India is a large country with its ever increasing population. With the rising population, there has been a great rise in the number of private and public automobiles that ply on the roads of the country. And with the growing number of vehicles, the number of road accidents has also increased manifold. If you consider the data provided by the Road Transport and Highways Ministry, you will realize that over 12.5% of accidents that take place across the globe are happening in India. Further, the report says that everyday lakhs of people die in India due to road accidents, which is an alarming situation.
So, why are so many accidents taking place on the roads? What are the common reasons for road accidents? In this blog, we are discussing the common causes that contribute to road accidents in India.
Below are some of the major causes of road accidents that takes place in the country:
So, if you ask what are the causes of road accidents, you may consider all the above reasons which contribute to the increasing number of accidents on the roads in the country, which damage the vehicles also.
Now we know the reasons why so many accidents take place on the road. Let us discuss how these accidents can be avoided by taking preventive measures of road accidents.
Also Read: Process To Claim Car Insurance After an Accident in India
Now you know what are the reasons of road accidents. Below are certain safety measures that can be undertaken to avoid the causes of road accidents that take place on a daily basis.
The above measures go a long way in eliminating road accidents. However, despite knowing the factors that cause accidents or taking measures that limit accidents, still there are innumerable cases of accidents taking place every day on the road. Many times, you might not be at fault when an accident takes place. Also, there are instances when accidents take place due to some or the other unavoidable conditions in the vehicle like bursting of tyre, brake failure etc. Thus, procuring auto insurance becomes imperative and it is also an obligatory requirement for driving a car.
Thus, having vehicle insurance and Personal accident insurance is the basic requirement that every car owner should have.
Being compulsory, every owner of a vehicle must have a third-party vehicle insurance protection to be able to drive a car on the roads. Here, having a comprehensive policy is suggested as it covers the third party insurance as well as the damages caused to the vehicle during an accident. Along with the compulsory third-party insurance, personal accident insurance is also needed as an obligatory requirement.
A Comprehensive policy protects against accidental deaths, disabilities of temporary or permanent phenomena etc. Further, the premiums of the policy are low, and the protection can be enhanced as per requirement.
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As discussed above, now you know the factors that led to road accidents and the precautions of road accidents to avoid them. So, do make sure to take note of the tips and invest your money on a good vehicle insurance policy covering your requirements so that you can take care of your needs.
PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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