5 min read
Updated on Jan 12, 2024
Arjun has a car that is four years old and most of the parts are performing well. However, the engine started showing some issues and he immediately went to a nearby auto repair shop to get the problem checked. The mechanic clarified that the engine required replacement. As Arjun has a car insurance policy, the insurance company paid the expenses that saved a lot of money.
The car engine is the most important part that requires proper maintenance. But the engine repair costs are highly expensive and it sure does cause a dent in one’s pocket. Having a car insurance plan helps overcome the cost component problem effectively. This is because it covers all expenses when the engine undergoes some repairs.
Table of Contents Show
The engine protection cover is an add-on cover offered by a car insurance policy. It offers coverage to any loss or damage to the engine caused by flooding, leakage of lubricant oil, damage to the gearbox, etc. Not only that, it provides coverage for engine damage when a car is involved in an accident. The coverage is ideal for those who want to manage the high expenses of engine repairs with ease.
Also Read: Cheap Car Insurance Plans in India
The engine repairs are very costly and a car owner has to spend quite an amount on it. Therefore a car insurance policy with engine protection cover is highly recommended by experts to get coverage for the engine repairs.
Natural calamities such as storms and floods can damage the engine of a car. Anyone who lives in flood zones and cyclone prone areas is more likely to face engine damages and having a car insurance plan will help overcome the problem significantly.
Those who buy a new car can benefit a lot from engine protection cover. It provides ways to protect the condition of a motor engine effectively thereby helping to reduce risks.
Car owners should make sure that they keep the engine in good condition to avoid repairs and other problems. Buying a car insurance policy with an engine cover enables them to enhance the longevity of a vehicle to a large extent.
Buying a car insurance plan provides financial support for vehicle owners when it comes to engine repairs and damage. It is inexpensive enabling car owners to protect their engines against potential hazards.
A car insurance policy with engine protection coverage will take care of the expenses of replacement and repairing of engine parts. An insurer will pay the entire amount to an insured person when his/her vehicle requires engine replacement/repair.
It is also crucial to know what is not covered under car engine protection while buying a new insurance policy. The protection doesn’t offer coverage for consequential damages, force starting the engine, regular wear and tear, damages caused by the manufacturer, and no water inundation.
The car engine cover is available in an insurance policy that will help a person safeguard the engine against vulnerabilities. It is available in add-ons and car owners have to pay an additional premium while buying the same. Only a registered owner of the car can buy the cover that will help minimize high expenses.
Buying a new car insurance policy with car engine insurance cover should meet certain parameters. A car owner should evaluate his/her needs when buying a policy from the markets. The insurance companies offer both comprehensive and third-party insurance plans for car owners. Anyone who is looking for a basic plan with affordable premiums can consider choosing a third-party liability feature to ensure more protection. At the same time, a comprehensive car insurance plan is suitable for those who are having luxury cars.
Car owners who want to pick the best plans can compare them online which will help them make an informed decision. They should know what is engine protect in car insurance plans from experts. While buying an insurance plan, it is important to check the claim process. Besides that, customers should evaluate the claim settlement ratios of car insurance companies in detail. It becomes very easy to purchase a policy online at the best prices that will save more money. However, one should read the terms and conditions carefully before going ahead with the purchase.
The bottom line
The engine is the heart of the car because it provides ways to ride a vehicle smoothly on the roads. However, engine repairs are highly expensive and car owners may face difficulties in managing them. Buying a car insurance plan with engine protection offers an ideal solution. The expert’s advice from PayBima’s team comes in handy for car owners when they want to buy an insurance plan at estimated cost with the benefits that suit their needs the most.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Anyone willing to ride/operate a two-wheeler on the highways in India must acquire a driving license. There are several types of driving licenses for different.
Indians have been paying GST, or Goods and Service Tax, since the GST Act was introduced and was made effective in India in July 2017..
There are specific rules followed in India regarding driving a car on the road. To carry a valid driving licence (DL) is one such mandatory.
It is obligatory to carry a list of vehicle documents while driving, especially when traveling across cities. With ordinary paper documents, one might fail to.
Updated on Jan 11, 2024 When Shalini was planning to buy a car for herself, she needed to apply for a DL or driving license.
The thrill of purchasing your first bike is exhilarating. However, before the engine roars and you begin your journey to the open roads that await,.
Fitness Certificate, commonly called as FC is a document that confirms the fitness of a vehicle. This certificate ensures that the vehicle is fit to.
Fitness is crucial not only for human beings but also for vehicles plying on roads. According to the Motor Vehicles Act, 1989, every vehicle is.
According to The Motor Vehicles Act of 1988, one can’t drive in India without a driving licence. A DL or Driving Licence is issued by.
A guide on the different types of road tax that exist in India and the method of calculating road tax for citizens The Government of.
Speak to our advisor
Mahindra Insurance Brokers Limited (A Mahindra Group Company) - Unit-202, A-Wing, 2nd Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, LBS Marg, Kurla West, Mumbai - 400070. Tel: +91 22 66423800
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2024 Mahindra Insurance Brokers. All Right Reserved.
Verify your number to activate your best premium offer
Please enter the OTP sent to XXXXXX 4099 to continue