4 Amazing Term Insurance Policies to Consider to Buy 2022 India

Term insurance is very handy. It helps you to get a substantially high life cover at a low rate. This is why most people compare insurance policies and buy term insurance. This is also why every leading life insurance company in India has many term insurance plans on offer. While most of these plans are very good, you need to compare term insurance policy online to find the plan that’s best suited for you. In this article, we list some of the best term insurance plans that you can find these days. Take a look and you then compare online term plans to locate your ideal cover.

Best Term Insurance Policies India

1. LIC Tech Term Insurance Plan

When you compare online term plans, you will see many results from LIC. This is because LIC, or the Life Insurance Corporation of India, is the oldest and the largest life insurance company in India. The terms plan on offer from LIC are excellent and the Tech Term plan is no different. This plan is available for anyone between the ages of 18 and 65 years. You can opt for an increasing cover or a level cover when you opt for this term plan. Also, NRIs can buy this term cover.

2. HDFC Click 2 Protect 3D Plus Term Plan

The next term plan on the list is the Click 2 Protect 3D Plus Term Plan from HDFC Life. If you are aged between 18 and 65 years, you can get this plan and the coverage can continue till you are 85 years old. The plan also offers several options such as multiple payout options, flexible premium payment options, etc. You can also add many riders to this policy and make it all the more customised for your needs. Definitely look out for this policy when you compare term insurance policy.

3. Max Life Smart Term Plan

The Max Life Smart Term Plan is another excellent policy that you can consider getting. The age criteria for this plan is between 18 years and 65 years. The premium payment option is flexible with the limited premium payment mode applicable too. You can add riders to this term plan and make it more flexible too. The plan is available online, making it all the more convenient for you to buy it. Keep this option in mind when you compare online term plans.

4. ICICI Prudential iProtect Smart Term Plan

And last but not the least, we have the ICICI Prudential iProtect Smart Term Plan. One of the best-selling term plans in India, this online policy offers very high life covers. The plan also has many benefits such as an in-built critical illness cover. Anyone between the ages of 18 years and 65 years can buy this policy. Compare insurance policy and find this option easily

There are many reasons why you should buy term insurance. From offering financial security to your loved ones to saving tax every year, a term plan can help you in several ways. However, to get the maximum value out of the policy you purchase, you should definitely compare insurance policy and then get a good cover. Thankfully, the process to compare term insurance policy online is quite simple and quick. So go ahead and do so and you will have a suitable term plan in no time.

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