Activ Fit

Aditya Birla Health Insurance

Claim settlement ratio 94%

NCB* 10% of SI, up to 100%

PED Waiting# 48 months

Network Hospital 6500

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Overview of Activ Fit Health Insurance Plan

Aditya Birla Health Insurance company has covered the needs of the young health enthusiasts under their Aditya Birla ctiv Fit Health Insurance Plan. Designed explicitly to fulfil the needs of today’s youth, the plan offers protection along with rewarding the insured for staying active and fit.

The Aditya Birla Activ Fit plan comes with a host of benefits for the insured including a 10% discount for upfront good health. Further, it allows the insured an opportunity to earn up to 50% of premium as Health Returns TM for staying active among others.

USP features of Aditya Birla Activ Fit Health Insurance Plan

  • The Aditya Birla Activ Fit Health Insurance Plan is aimed at covering the health enthusiasts. The plan offers an early bird discount to people entering it at an age of 35 years or less
  • Upfront Good Health discount of 10% is another lucrative feature of Aditya Birla Activ Fit Health Insurance Plan. This feature can be obtained once at the time of procuring the policy by policyholders who are 18 years and above by undergoing a Health Risk Assessment successfully
  • In addition, the insured also gets the facility of earning up to 50% of premium as HealthReturns
  • The plan covers maternity benefits for both pre as well as post-natal maternity costs including vaccinations, stem cell preservation etc.
  • In case the sum insured is used up completely due to any health emergency, the policy provides a binge refill of the Sum Insured for unlimited times as required

What’s not covered under the Aditya Birla Activ Fit Health Insurance Plan?

  • Activ Fit Policy doesn’t cover expenses for treatment that arises out of war, invasion, act of foreign enemy, use of radiation, nuclear weapons, war like operation and so on
  • The policy also excludes the coverage of treatment due to drug abuse and its consequences because of the high intake of such substances
  • The Activ Fit Plan also doesn’t include coverage for various weight management treatments as well as the treatment of obesity
  • Treatment for eye sight correction, cosmetic, aesthetic and re-shaping surgeries etc. are also not covered under the Activ Fit plan
Frequently asked questions

No, the Aditya Birla Activ Fit Plan doesn’t offer any room rent limit. In fact, the policyholders of Aditya Birla Activ Fit plan can opt for any room category at the time of hospitalization.

Yes, the Aditya Birla Activ Fit plan allows the insured to earn a good health discount under the plan if the health condition of the policyholder is good at the time of buying the policy. The health condition of the insured is assessed by the insurer through a health risk assessment.

The Aditya Birla Activ Fit plan provides coverage for all types of day care procedures.

No. The Aditya Birla Activ Fit plan allows only the adult insured members to avail the facility of free annual health check-up.

Yes. The insured can pay the premium of the Aditya Birla Activ Fit plan in different instalments including monthly, quarterly and half-yearly

  • * The accumulated cumulative bonus or the NCB shall not exceed 100% of the Sum Insured on the Renewed Policy as specified in the policy terms.
  • # Ailments diagnosed within 48 months before policy issuance date or any medical treatment received within 48 months before the issue date of policy.

Aditya Birla Health Insurance - Other Plan Variants

Activ Assure Diamond
Activ Health - Platinum (enhanced + essential)