Flexi Health (Supreme)

Cholamandalam Health Insurance

Claim settlement ratio 95% FY 2021-22

NCB* up to 50% under Basic Plan and 100% under Plus and Premier Plans *

PED Waiting# 36 months under the Basic and Plus plan, 24 months under the Premier plan #

Network Hospital 10000+

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Overview of Flexi Health (Supreme) Plan

The Flexi Health (Supreme) Plan by Cholamandalam MS General Insurance Company is a Health Insurance plan that covers individuals in illness as well as wellness. This comprehensive indemnity plan comes with a range of covers to boost a healthy way of living of policyholders, thereby making it a one-of-a-kind health insurance policy.

USP Features of Flexi Health (Supreme) Plan

  • With the Chola Flexi Health Supreme Plan, policyholders can get unlimited sum insured restoration during a policy year if the base sum insured is insufficient due to prior claims
  • The plan offers global hospitalisation cover up to the base sum insured incurred outside India and anywhere across the World if recommended by your doctor and as per the policy document
  • The Wellness Advantage of the Flexi Health Plan allows the insured to avail wellness service on the digital platform of the policy during the term of the plan. These include daily health management, fitness programs, digital health coaching, preventive health check-up and much more
  • With Chola Ms flexi health supreme, the insured is free of any worry regarding bills and form collection before treatment of injuries related to accidents
  • In addition to allopathy, the Chola flexi health supreme policy also covers alternative therapies to allow the policyholder to maintain a safe lifestyle

What’s not covered under Flexi Health (Supreme) plan?

  • The plan doesn’t cover treatment expenses for diseases that arise due to the involvement of the insured in illegal activities or use of illegal substances
  • The plan also excludes expenses caused due to any intentional self-injury or attempted suicide whether sane or insane
  • Exclusion is also there for any travel or transportation costs or expenses excluding ambulance charges
  • Any external congenital diseases, defects or anomalies are also not covered under the Chola MS Flexi Health Supreme plan
Frequently asked questions

Yes, the plan applies sub-limits on room rent as well as emergency ambulance expenses. However, if the sum insured is above INR 2 lakh, no sub-limits are applied.

Yes, the flexi health supreme plan allows the policyholder to raise claims against their new born baby if the mother is insured under the plan for over a year.

Your hospitalization expenses are covered anywhere across the world with Chola Flexi Health Supreme.

Yes, it is available in easy monthly installments.

You can use a Chola MS health insurance premium calculator to estimate the premium before buying the policy.

  • * The maximum cumulative bonus shall at no time exceed 50% under Basic Plan and 100% under Plus and Premier Plans of the policy Sum Insured.
  • # Expenses related to the treatment of a Pre-Existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months under Basic and Extra plan and 24 months under Premiere plan, of continuous coverage after the date of inception of the first policy with the insurer.
(For More Information Refer to Policy Wording)