ICICI Lombard Health Insurance
Claim settlement ratio 97.07% (FY 2021-22)
NCB* 10%, up to 50%*
PED Waiting# 24 months#
Network Hospital 3200+
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Golden Shield is ICICI Lombard’s special health insurance plan for senior citizens aged 56 years and older. The company understands that as we age, our body needs change and we need special care and treatment to keep ourselves fit and healthy. The plan offers senior citizens the benefit of free health check-ups every year, tax benefits under Section 80D of the Income Tax Act, 1961, and coverage for road and air ambulance services.
Some of the most popular insurance products offered by ICICI Lombard General Insurance are:
* 10% Cumulative Bonus (CB) of the Sum Insured annually at the end of every policy year, provided the expiring plan has been free of claims and continuously renewed with the insurer. No accumulation of Cumulative Bonus beyond 100% of the Annual Sum Insured.
# Costs pertaining to Pre-Existing Disease (PED) treatment and any direct complications arising thereof shall be excluded until the end of 24 months or 2 years of regular coverage after the start date of the first policy by the insurance company.