ICICI Lombard Health Insurance
Claim settlement ratio 99.7%
NCB* Up to 50% additional sum insured*
PED Waiting# 48 months
Network Hospital 5,025
Paybima's Right Advisor = Expert Solutions
ICICI Health Advantage is one of the best health insurance plans in the market that takes care of all the healthcare needs of you and your loved ones. The plan is designed to offer both overall wellness and preventive care advantage. Video/tele consultations, online chats, pharmacy/diagnostic test services, and second opinions are all provided under this plan.
Sum insured benefit restored Coverage for newborns and vaccination 24/7 tele/video consultation Coverage for Bariatric surgery Cumulative bonus guaranteed Coverage for maternity expenses
No coverage is provided for hernia, cataract, and urinary system stones for the first 2 years under the plan The policy does not cover any disease/illness occurring within 1 month from the date of the start of the policy. No disease/illness/injury/pre-existing diseases are covered before the start of the policy term. Any treatment received outside India is not covered under the plan. Injury arising out of law violation with criminal intent is excluded. The cost of domiciliary treatment is not covered under the policy.* A Cumulative Bonus (CB) of 20% of the Sum Insured up to 100% of the expiring or renewed Policy Sum Insured, whichever is lower
# Optional rider benefit allows the insured a waiting period of 24/36/48 months
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