New India Assurance Insurance Company

New India Mediclaim Policy:

This is a comprehensive health insurance policy that offers a range of coverage benefits at affordable rates. Some of the highlights of the plan are as follows –

• Coverage for newborn baby: The plan allows coverage for the birth of a baby. The baby is covered for any type of pre-natal or post-natal medical care needed.

• Hospital cash benefit: If you opt for a sum insured of Rs.3 lakhs and above, you get a daily benefit if you are hospitalized for 24 hours or more. This benefit is calculated at 0.1% of the sum insured and is payable for a maximum of 10 days

• Optional maternity cover: If you have a sum insured of Rs.5 lakhs and above, you can opt for maternity coverage wherein the cost of childbirth would be covered by the policy up to specific limits.

Eligibility conditions

New India Top-up Mediclaim Policy:

This is a super top-up plan that pays the claim only if it exceeds the deductible limit that you have chosen. The top-up policy is an effective way to enhance the coverage at affordable rates. The highlights of the plan are as follows –

• Hospital cash benefit: 0.1% of the deductible limit is paid as a daily cash benefit if you get hospitalized for 24 hours or more. This benefit helps you meet the non-medical expenses that you might incur. The benefit is paid for a maximum of 10 days

• Get well benefit: A lump sum benefit of 1% of the deductible limit is paid as a get-well benefit. This benefit is paid in addition to the claim paid under the plan

• Coverage for AYUSH expenses: The plan covers non-allopathic AYUSH treatments so that you can opt for these treatments without worrying about the associated costs.

Eligibility conditions