Arogya Plus SBI General Insurance Co. Ltd.
Investing in robust health insurance has become a necessity of the hour, especially with the rising medical inflation in the country. When selecting a health insurance plan, comprehensive coverage and flexible policy tenure are two key features to consider. Enters SBI Arogya Plus with its comprehensive base coverage, flexible policy tenure, and affordable premiums.
SBI General Insurance Company has become a trusted option for many Indians seeking cost-effective and efficient policies. SBI Arogya Plus is worth exploring for individuals of all age groups. Let’s break down the highlights and features of the policy.
Highlights of Arogya Plus - SBI General Insurance Co. Ltd.
Claim settlement ratio – 96.47%
Network Hospitals - 16625+
Waiting Period for Pre-existing Diseases (PED) – 48 months
Policies Issued – 20.46 Crore+ customers served
Sum insured options of 1, 2 and 3 lakhs.
Multiple Coverages for individuals and families.
Buy long-term policy for up to 3 years and get discounts
141 day care expenses covered.
By clicking the button, I authorize Paybima advisor to contact me via SMS, Email, Phone, WhatsApp or any other modes overriding my 'DND'.T&C Apply.
Pros & Cons of Arogya Plus - SBI General Insurance Co. Ltd.
Our verdict
Opting for a high sum insured in health insurance, like the Care Advantage plan, is a proactive step toward financial well-being, safeguarding both health and wealth in the long run. It becomes possible for families to get quality healthcare services affordably.
If you haven’t done it already, get your health insurance policy from PayBima today!
SBI General Insurance Co. Ltd.
Insurance Company
SBI Health insurance is a part of the SBI General Insurance Company and is known for its most promising healthcare insurance product range. The health insurance plans offered by SBI are so designed to cover individuals and families alike against numerous expenses caused due to diseases and any other health emergencies. Further, the SBI health plans are easily affordable and so anyone can buy and access them. SBI being a trustworthy name in India is well accepted by people for their innovative insurance solutions.
Claims Experience
Claims Incurred Ratio Claim Settlement Ratio No. of Cashless Hospitals Benefits of Arogya Plus - SBI General Insurance Co. Ltd.
| In-patient Hospitalization | |
| ICU Rent Limit |
4% of SI/ day |
| Room Rent Limit |
2% of SI |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses |
Sum Insured |
| Post-hospitalization expenses |
180 days |
| Pre-hospitalization expenses |
Sum Insured |
| Pre-hospitalization expenses |
60 days |
| Day Care Treatment | |
| Financial Limit |
Up to SI or sum insured |
| No. of treatments covered |
500+ treatments |
70% of customers choose our advisor support for better coverage clarity.
Wide range of trusted providers
Expert guidance at every step
Personalized service across India
Ask Anything as We Have Answers to Everything in Insurance
Alternative Treatment such as Homeopathy, Ayurveda or Unani are covered if it is carried on in a government run hospital institutes recognized by government up to the SI.
The Arogya Plus Policy doesn’t levy any co-pay to the insured.
Yes, the Arogya Plus Policy can be bought for minors in case the parents of the minor are covered under the plan.
You can have 2 policies but cannot avail benefit under both the policies simultaneously. The insured can raise claims under any one policy of the two. However, if the amount claimed exceeds the limit of that policy, the person can use the other policy for the additional amount.
Yes, it allows portability.