What are the different waiting periods allowed under SBI Arogya Supreme policy?

The Initial waiting period under the plan is 30 days, while the pre-existing diseases waiting period is 4 years.

Can SBI Arogya Supreme Policy be cancelled?

Yes. You can cancel the Arogya Supreme policy of SBI within the free-look period of 15 days after buying the policy without paying any charges of cancellation. But, if you cancel the policy after the free-look period, you will have to pay cancellation charges.

Is lifetime renewability benefit allowed to the insured under Arogya Plus Policy?

Yes. Arogya Plus Policy can be renewed provided you pay the premium regularly before the expiry of the policy.

What sum insured range variations offered under the SBI Arogya Plus Policy?

The sum insured options offered include INR 1 Lakh, INR 2 Lakh, and INR 3 Lakh.

Is there an exit age of Arogya Plus Policy of SBI?

There is no exit age under the policy. It allows lifelong renewability.

SBI Arogya Supreme: Check CSR, Features, Inclusions & Exclusions

Arogya Supreme

SBI General Health Insurance

Claim settlement ratio 98.7%

NCB* 15%, up to 100%

PED Waiting# 48 months

Network Hospital 6000+

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Overview of Arogya Supreme

The SBI Arogya Supreme is a health insurance policy to protect your family under a comprehensive health plan. This plan works as a complete solution for all your healthcare needs. The plan is available with 20 basic and 8 optional covers to allow you comprehensive coverage.

USP features of SBI Arogya Supreme

Among the best features of the plan include the sum insured refill facility
The plan also features domestic emergency assistance service including air ambulance services
The expenses of hospitalization for mental healthcare treatment are also covered under the plan for any mental illness during the active policy period
The plan allows coverage on HIV/AIDS. So, people diagnosed with HIV during an active policy period can get coverage on hospitalization etc.
Alternative treatment or AYUSH is also covered under the plan

What’s not covered under SBI Arogya Supreme?

The plan excludes coverage of investigation and evaluation expenses
Expenses of treatments undertaken for obesity or weight control are also not covered under the plan
Treatments that are undertaken for change of gender are excluded under the SBI Arogya Supreme plan
The plan doesn’t include cosmetic and plastic surgery expenses
Treatment undertaken for alcoholism and drug abuse or the abuse of any other addictive substances as well the consequences of the same are also not covered under the plan

Frequently asked questions

Yes, you can port the policy. All you need is to submit an application in the appropriate form to the insurer at least 45 days prior to the renewal date.

The policy offers a PED of 3 years, which can be reduced to 1 year by paying an extra premium amount.

Yes, air ambulance expenses are covered only if the sum insured of your policy is INR 7.5 Lakh.

Yes. There is a room rent capping under the plan and you would have to share costs with the insurer for choosing a luxury room

Yes, the plan does offer restoration benefit of up to 100%

* On each Renewal of the Policy with the insurer, a 15% of Basic Sum Insured under expiring Policy will be paid as Cumulative Bonus, which can be can be accumulated up to 100% of Basic Sum Insured

# Coverage under the Policy after expiry of 48 months for any Pre-Existing Disease is subject to the same being declared at the time of application and accepted by the Insurer

(For Detailed Information Refer to the Policy Wording)