Comprehensive Policy

Go Digit Motor Insurance

Claim settlement ratio 96% (FY 2021-22)

NCB* starts at 20%, up to 50%

Network garage# 5800+

24*7 Road Side Assistance Yes

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Overview of Go Digit private car/bike comprehensive policy

Vehicles are mainly bought for the convenience of people to travel from one place to another comfortably. However, it so happens that while driving your vehicle – two or four-wheeler – you may bump into another vehicle and cause an accident. To secure yourself from the expenses of such accidental damages of your own car and of the third-party vehicle, comprehensive vehicle insurance is the best option.

USP features of Go Digit private car/bike comprehensive insurance policy

  • A comprehensive vehicle insurance policy covers your own vehicle against accidental damages along with covering you against the third-party liabilities
  • With a comprehensive policy, you can be in a better situation if your vehicle in stolen in an unfortunate incident
  • The feeling of loss after paying for third-party vehicle damages caused due to your negligence can be limited with a comprehensive vehicle insurance policy
  • Any damage that takes place due to acts of nature such as cyclone, floods, storm, lightening etc., can also be covered under your comprehensive car/bike insurance policy
  • Man-made havocs or malicious acts are also indemnified or covered under the comprehensive plans of vehicle insurance
  • It also covers personal injuries or in extreme case - death - under the plan

What’s not covered under Go Digit private car/bike comprehensive insurance policy

  • The case of drunk driving is not considered under the Go Digit car/two-wheeler insurance policy
  • If you are riding your bike or driving your car without a license and causes damage to your vehicle under such circumstances, the insurer will not cover your claims in that case
  • Any consequential damages or damages caused by wear and tear of vehicle, depreciation or any electrical breakdown is also not covered under the comprehensive plan
  • The policy also states clearly that it doesn’t cover damages caused due to negligence of vehicle owner
  • Any loss of accessories caused to your vehicle is also not covered under the comprehensive motor insurance policy

Frequently asked questions

Yes, depending on a few questions such as how old the vehicle is? How often do you use the vehicle? How long do you plan to use the vehicle in the future? So, if your vehicle is not very old, in good condition and you plan to use it for another good number of years, in that case you must go for a comprehensive vehicle insurance plan.

The two plans are entirely different from one another. This is because the comprehensive car/two-wheeler insurance is a full-fledged insurance policy, while the zero-depreciation is an add-on plan that can be opted with a comprehensive policy.

The best time to purchase comprehensive vehicle insurance is at the time of buying your new car/bike. However, if you miss it at that time, you can always buy it later at the time of renewal or you can upgrade your regular plan to a comprehensive one.

Yes, of course, Go Digit insurance does offer a third-party, as well as comprehensive and own damage car insurance policies at affordable premiums online.

Whether you want to buy or renew a vehicle insurance with Go Digit insurance company, you can go via an online process as everything is done online with quick and simple processes that can be done on your smartphone.

Yes, depending on a few questions such as how old the vehicle is? How often do you use the vehicle? How long do you plan to use the vehicle in the future? So, if your vehicle is not very old, in good condition and you plan to use it for another good number of years, in that case you must go for a comprehensive vehicle insurance plan.

The two plans are entirely different from one another. This is because the comprehensive car/two-wheeler insurance is a full-fledged insurance policy, while the zero-depreciation is an add-on plan that can be opted with a comprehensive policy.

The best time to purchase comprehensive vehicle insurance is at the time of buying your new car/bike. However, if you miss it at that time, you can always buy it later at the time of renewal or you can upgrade your regular plan to a comprehensive one.

Yes, of course, Go Digit insurance does offer a third-party, as well as comprehensive and own damage car insurance policies at affordable premiums online.

*NCB can be availed as a cumulative bonus which starts at 20% for raising no claims during a policy year and can go up to 50% for consecutive years.

# Go Digit offers hassle free claim settlement in 5800+ cashless network garages pan India