
Comprehensive Policy Go Digit Motor Insurance
Spending months exploring options before purchasing a vehicle is something we all do. However, while we don’t hesitate to spend big chunks on purchasing the dream vehicle, ensuring its safety is often undermined. A comprehensive insurance policy for your vehicle is the simplest way to build a safety net. Enter Go Digit Motor Insurance Comprehensive Policy.
As a vehicle owner, you are likely aware that, under the Motor Vehicles Act, 1988, motor insurance is mandatory for driving your vehicle in India. But is motor insurance just a legal compliance? No. Let’s explore the Go Digit Motor Insurance Comprehensive Policy to see how it can bring financial protection and peace of mind.
Highlights of Comprehensive Policy
Go Digit Motor Insurance Comprehensive Policy: Highlights
Particulars |
Details |
---|---|
Policy Name |
Go Digit Motor Insurance Comprehensive Policy
|
Insurance Company |
Go Digit General Insurance Ltd |
Benefits |
Multiple Benefits: |
Add-Ons |
Available Options: |
Network Garages |
10,000+
|
Claim Settlement Ratio |
96.71% for FY 2023-2024
|
Wish to Enhance Your Coverage? Take a Look at the Riders Available
Riders |
Benefits |
---|---|
Zero Depreciation Cover |
Under this rider, the insurance company promises to pay you the actual cash value of your vehicle, rather than its depreciated value. |
Roadside Assistance |
Under this rider, you can receive 24/7 roadside assistance for emergency situations, including vehicle breakdowns or third-party damages. |
Return to Invoice |
Under this rider, in any case your vehicle is damaged beyond repair or stolen, the insurance company promises: |
Passenger Cover |
Under this rider, you can also build coverage for the passengers in the vehicle. This is a reliable rider that ensures the protection of your family, friends etc, who are frequent passengers in your vehicle.
|
Pay As You Drive |
Under this rider, you can get exciting discounts on the premium if you have driven your vehicle for less than 10,000 km in the previous year.
|
Engine and Gearbox Protection |
Under this rider, in the event of an accident, if your vehicle's engine or gearbox is damaged, the insurance company covers the repair costs. |
Daily Allowance |
Under this rider, the insurance company provides a fixed allowance for every day when your vehicle is at an authorised repair centre.
|
Features and Benefits of Go Digit Motor Insurance Comprehensive Policy
Purchasing a robust motor insurance plan with comprehensive coverage is a step you take today to safeguard yourself from legal and financial liabilities in future. Let’s see how the features and benefits of the Go Digit Motor Insurance Comprehensive Policy work for you:
Go Digit Motor Insurance Comprehensive Policy: What is Covered?
Take a look at the coverage you get to enjoy under the Go Digit Motor Insurance Comprehensive Policy:
Go Digit Motor Insurance Comprehensive Policy: What is Not Covered?
Remember that when you purchase the policy, there are certain exclusions under which the insurance company does not offer any coverage. Here’s what you need to know:
Pros & Cons of Comprehensive Policy - Go Digit Motor Insurance
Our Verdict
If you're looking to purchase motor insurance or renew your existing policy, you can visit Paybima for a quick and seamless experience.

Go Digit Motor
Insurance Company
Digit insurance, formerly known as Go-Digit General Insurance Company Limited is one of India’s leading general insurance companies backed by the Fairfax Group. The company offers its plan online through digital platforms with a unique strategy of multi-channel distribution. Its services include travel insurance, health insurance, car insurance, commercial vehicle insurance, home insurance and shop insurance. Digit Insurance is known for its reimagining products and redesigning price processes.

Claims Experience
Reflects on the speed of settling valid claims
Benefits of Go Digit Motor Insurance - Comprehensive Policy
Own Damage Cover |
Get coverage against damages to your car |
Convenience |
Easy and quick repairs without hassle |
Network Garage |
Wide network garages for cashless repairs |
Claim Settlement |
Fast and hassle-free claim settlement |
Add-on cover |
Encompass policy coverage with Add-on benefits |

70% of customers choose our advisor support for better coverage clarity.

Wide range of trusted providers
Expert guidance at every step
Personalized service across India
Ask Anything as We Have Answers to Everything in Insurance
Yes, depending on a few questions such as how old the vehicle is? How often do you use the vehicle? How long do you plan to use the vehicle in the future? So, if your vehicle is not very old, in good condition and you plan to use it for another good number of years, in that case you must go for a comprehensive vehicle insurance plan.
The two plans are entirely different from one another. This is because the comprehensive car/two-wheeler insurance is a full-fledged insurance policy, while the zero-depreciation is an add-on plan that can be opted with a comprehensive policy.
The best time to purchase comprehensive vehicle insurance is at the time of buying your new car/bike. However, if you miss it at that time, you can always buy it later at the time of renewal or you can upgrade your regular plan to a comprehensive one.
Yes, of course, Go Digit insurance does offer a third-party, as well as comprehensive and own damage car insurance policies at affordable premiums online.
Whether you want to buy or renew a vehicle insurance with Go Digit insurance company, you can go via an online process as everything is done online with quick and simple processes that can be done on your smartphone.
To purchase the Go Digit Motor Insurance Comprehensive Policy, you need to provide car/bike registration certificates and perform a KYC verification. However, please note that the requirements for additional documents may vary depending on the portal you choose to purchase the policy from.
To file a claim under the policy, the first thing you need to do is inform your insurance company at the earliest and provide all the required documents. Once your claims are submitted, the insurance company sends an inspector to verify them and process the claims.
No, a comprehensive motor insurance policy is not mandatory, but it is recommended as it provides coverage for various types of needs. The Motor Vehicles Act mandates the purchase of at least third-party liability motor insurance.