Digit Insurance Company

Standalone third party plan:

This policy provides only third party coverage on your car. The salient features of the plan are as follows –

• You are covered against third party liabilities incurred due to injury, death or property damage
• Coverage is also allowed for accidental death or disablement suffered by the owner/driver of the car. The coverage limit is Rs.15 lakhs and the premium is just Rs.220
• For personal third party damages, unlimited coverage is allowed. For property damage claims, however, coverage is allowed for up to Rs.7.5 lakhs
• You can buy the policy within minutes with the company’s Smartphone-enabled process

Standalone own damage plan:

This policy provides coverage only against the damages that your car might suffer. The salient features are as follows –

• The plan can be bought only if you have active third party insurance on the car
• Damages due to natural calamities, man-made calamities and theft of the car are covered
• There are seven optional add-ons that you can add to your policy for additional coverage
• Avail of cashless repairs across a network of 5500+ garages across India in the case of damages
• The company provides doorstep pick up and repair facilities

You can do a Smartphone enabled inspection for the faster claim processing.

Comprehensive car insurance policy

The comprehensive car insurance policy combines third party coverage and own damage coverage to provide inclusive protection to your car. The features of the policy are as follows –

• Get coverage for both third party liabilities and the damages that your car might suffer
• Theft is also covered under the plan
• Get a choice of seven add-ons to enhance the scope of the policy. Choose from zero depreciation, return to invoice, breakdown assistance, passenger cover and others
• Get the facility to customise the IDV of your car
• Get convenient claims with cashless repairs, doorstep pick-up and repair facilities and Smartphone enabled inspection
• Claim up to 50% discount with no claim bonus