Go Digit Motor Insurance Company

Digit insurance, formerly known as Go-Digit General Insurance Company Limited is one of India’s leading general insurance companies backed by the Fairfax Group. The company offers its plan online through digital platforms with a unique strategy of multi-channel distribution. Its services include travel insurance, health insurance, car insurance, commercial vehicle insurance, home insurance and shop insurance. Digit Insurance is known for its reimagining products and redesigning price processes.

Highlights of Go Digit Motor Insurance Company

Claim settlement ratio 96%

NCB* Starts at 20%, up to 50%

Network Garage 6000+

24*7 Road Side Assistance Yes

Top Motor Insurance Plans by Go Digit Motor

Comprehensive Policy

Compare Top Motor Plans from Go Digit Motor Insurance Company

	Third-Party Vehicle Insurance Plan	Comprehensive Vehicle Insurance Plan	Own Damage Policy
Points of Comparison
Third-Party property damage
Third-party bodily damage
Third-party vehicle damage
Add-On Coverage
Personal Accident Coverage
Car Theft
Customize your IDV
Damages to own car due to natural calamity
Damages to own car due to fire
Damages to own car due to accident

Third-Party property damage

Points of Comparison
Third-party bodily damage
Third-party vehicle damage
Add-On Coverage
Personal Accident Coverage
Car Theft
Customize your IDV
Damages to own car due to natural calamity
Damages to own car due to fire
Damages to own car due to accident

Get a Call Back

Awards and accolades won by Go Digit Motor Insurance

Key Highlights of Go Digit Motor Insurance Company

Features of Go Digit Motor Insurance

Exclusions in Go Digit Motor Insurance Plans

Eligibility conditions

What is the Process for Filing a Claim for Go Digit Motor Insurance Plan

Review of Go Digit Motor Insurance Company

Awards and accolades won by [variable]

In its journey to become one of the largest insurance providers, Bajaj Allianz has won numerous awards. Some of the most recent ones include the following –

The company received the award for Best Insurer in India 2020 bestowed by the IDC Financial Insights Innovation Awards

Best Customer Experience and Best Brand Experience 2020 by CX Asia Excellence Awards

Bajaj Allianz won the Gold Award in the Outlook Money Awards 2020

In the third edition of the India Insurance Summit & Awards, Bajaj Allianz was recognized as the General Insurance Company of the Year 2020

The IDC Financial Insights Asia Pacific also listed the company among the companies ranked as the Best Insurer in the Asia Pacific region.

Key Highlights of Go Digit Motor Insurance Company

Some of the key statistical highlights of Go Digit are as follows –

Features	Meaning
Gross Written Premium	Rs 3,243 crores as of March 31st, 2021.
The number of customers	Trusted by more than 2 crore customers in a span of 4 years of operations
Go digit Cashless Garages list	9500+ garages across India

Features of Go Digit Motor Insurance

Provide holistic coverage benefits, depending on the type of policy that you choose, so that your car is protected against major risks. The coverage features of Digit car insurance plans are as follows –

Features	Meaning
No Claim Bonus (NCB)	Up to 50%
Customizable Add-Ons	11 Add-ons available
Cashless repair	Available at 6000+ garages
Claim process	Easy online process that can be done within 7 minutes
Own damage cover	Available
Damages to third-party	Available

Exclusions in Go Digit Motor Insurance Plans

Go Digit Car Insurance Plans have some exclusions. The insurance company is not liable for the events which are not covered in the plan and are mentioned specifically in the policy documents. It is equally necessary to know the exclusions in the car insurance policy so that there would be no surprises at the time of making a claim. Some common exclusions under the plan are as follows:

Damages to own vehicle would not be covered under third party or liability only car insurance policies.

No claims would be entertained if you were driving the vehicle without a valid driving licence

Consequential damages which is not a direct result of the accident are also excluded

Contributory negligence such as damage due to driving the vehicle in a flood is not the responsibility of the insurance company

Damage or loss covered under manufacturers warranty or any other type of insurance plan would not be paid

No claim would be paid if you are driving the vehicle under the influence of alcohol or drugs

Loss or damage due to human activities such as theft, strikes, riots, etc and natural disasters such as earthquake, flood, etc are not covered.

Motor insurance plans offered by Go Digit

Here is a look at the popular car insurance plans that Go Digit –

Standalone third party plan:

This policy provides only third party coverage on your car. The salient features of the plan are as follows –

You are covered against third party liabilities incurred due to injury, death or property damage
Coverage is also allowed for accidental death or disablement suffered by the owner/driver of the car. The coverage limit is Rs.15 lakhs and the premium is just Rs.220
For personal third party damages, unlimited coverage is allowed. For property damage claims, however, coverage is allowed for up to Rs.7.5 lakhs
You can buy the policy within minutes with the company’s Smartphone-enabled process

Standalone own damage plan:

This policy provides coverage only against the damages that your car might suffer. The salient features are as follows –

The plan can be bought only if you have active third party insurance on the car
Damages due to natural calamities, man-made calamities and theft of the car are covered
There are seven optional add-ons that you can add to your policy for additional coverage
Avail of cashless repairs across a network of 5500+ garages across India in the case of damages
The company provides doorstep pick up and repair facilities

You can do a Smartphone enabled inspection for the faster claim processing.

Comprehensive car insurance policy

The comprehensive car insurance policy combines third party coverage and own damage coverage to provide inclusive protection to your car. The features of the policy are as follows –

Get coverage for both third party liabilities and the damages that your car might suffer
Theft is also covered under the plan
Get a choice of seven add-ons to enhance the scope of the policy. Choose from zero depreciation, return to invoice, breakdown assistance, passenger cover and others
Get the facility to customise the IDV of your car
Get convenient claims with cashless repairs, doorstep pick-up and repair facilities and Smartphone enabled inspection
Claim up to 50% discount with no claim bonus

Eligibility conditions

Age Criteria	Individuals must be 18 years and above
Citizenship	The individual must be an Indian citizen
Vehicle	He/she must possess a vehicle registered in his/her name
Vehicle Registration	The individual must possess an RC or registration certificate
Identification Document	He/she must have a valid DL or driving license
Mandatory Document	The vehicle must have a pollution under control (PUC) certificate

How to buy Go Digit Motor Insurance Plan?

Go to the official portal of Go Digit Insurance. Go to "Car" and choose for the relevant policy as per your requirement. Enter vehicle registration number and your registered mobile number to get a quote.

Or visit the Paybima portal and select Motor Insurance from the options available.

Visit the Paybima homepage and click on the ‘Motor Insurance’ tab in the dropdown menu.

Fill in your required details and request a callback.

A Paybima representative will help you buy the most suitable plan.

You may also reach us at 1800 267 67 67 from 10 AM to 7 PM, or

You can visit a Paybima branch near you.

What is the Process for Filing a Claim for Aditya Birla Health Insurance Plan?

A claim for Bajaj Allianz health insurance can be made through Paybima in a very simple and easy manner. Following is a description of the process:

Locating network hospital

In addition to reimbursement, Bajaj Allianz General Insurance also offers cashless claim facilities. If you wish to avail of the cashless claim facility, you must first locate the nearest network hospital via the insurance company’s website. On the insurance company’s website, you can find a list of the hospitals with which it has a relationship.

Admission

The claim form is available on the insurer’s website/TPA,

Pre-authorization Claim form

To receive a cashless settlement of a health claim, you must submit a pre-authorization claim form. The insurance company’s website provides the form for downloading, or you can avail of it from the hospital. The pre-hospitalization form should be submitted at least three to four days before a planned hospitalization. If you are hospitalized in an emergency you can submit the form within 24 hours.

Cashless approval

Insurers approve cashless facilities based on pre-authorized claim forms. The networked hospital will begin treatment once the insurer approves the claim. The insurance company will handle and pay all the bills related to the treatment.

Reimbursement Claim Facility

If you do not get approval for a cashless claim or you are admitted to a non-networked hospital, then your claim will be settled on a reimbursement basis. The insurance company must be notified in such cases before admission. Following hospital discharge, you will be required to settle all the bills, for which you can receive reimbursement by filling out the claim form and enclosing all the original receipts, bills and medical records. Upon assessing your claim and validating your documents, the company will reimburse you.

Customers of Paybima can benefit from quick and easy claim settlements. For help with your claim settlement, you can contact Paybima at 1800 267 67 67 or email at [email protected].
To get a successful settlement of a claim, certain documents are required. Included in these documents are:

The claim form, filled and signed
Your bank account details, like a cancelled cheque, for reimbursement claims
Aadhaar Card, PAN Card, Birth Certificate, etc. are all acceptable forms of ID proof of the insured
In the case of cashless claims, a pre-authorization form is required
To claim reimbursement, original medical documents, receipts, consultation notes, prescriptions, and hospital reports must be provided.

Guaranteed Claim Support

When you buy or renew a motor insurance plan from us, we guide at every step till your claim is settled.

Call at 1800 267 67 67 from 10 AM to 7 PM

Schedule a Callback

Mail Us at [email protected]

Visit Paybima Store

Start your claim process with us to get our support

Learn all about [Health Insurance/Term Life/Car/Bike] Claims

Review of Go Digit Motor Insurance Company

Digit insurance is known for its great customer experience and easiest claim process. Other highlights of digit car insurance plans are as follows:

The company has a claim settlement ratio of 96% for private cars as of March 2019.

Digit insurance offers an easy and quick smartphone-enabled process of settlement of claims which can be done online just in 7 minutes.

You can get up to a 50% discount on your renewal premium by availing of a no claim bonus for every claim-free year.

Digit insurance offers 7 add-ons that can be added to your plan to help you to make your pan comprehensive and customise it as per your requirements.

The company offers the facility of doorstep pick-up and drop with the benefit of 6 months of warranty for getting your vehicle repaired at its network garages.