Comprehensive Policy

Liberty Motor Insurance

Claim settlement ratio 94%

NCB* starts at 20%, goes up to 50%

Network garage# 4300+

24*7 Road Side Assistance Yes

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Overview of Liberty private car/bike comprehensive policy

You need a  liberty comprehensive car insurance policy to cover your vehicle against expenses of repairing damages caused due to an accident. The right cover indeed is a great help, especially during emergency situations and if you are driving alone. Not just it gives you mental peace of being safe against third-party liabilities, it also ensures the safety of your own vehicle.

USP features of Liberty comprehensive private car/bike comprehensive policy

  • The comprehensive motor insurance from Liberty is best for your hassle-free policy buying and renewal processes
  • The plan allows you access to inspection and cashless claim service at more than 4300+ network garages
  • It offers seamless claim assistance at any given time to settle claims conveniently and at the earliest
  • The plan gives the insured the option to buy additional riders for extra protective cover
  • The efficient customer care team of the insurer offers telephonic services from 8:00 AM to 8:00 PM seven days a week

What’s not covered under Liberty comprehensive private car/bike comprehensive policy

  • The comprehensive policy doesn’t cover wear and tear from regular use, any electrical or mechanical failure, breakage etc. are not covered
  • If the damage to your vehicle is caused while you were driving with an invalid driving license or under the influence of alcohol/drugs, it is not covered under the plan
  • The loss incurred due to depreciation in the value of your car is also not covered
  • If any claims arise because of contractual liability, they are not covered
  • Damage to a car caused due to war or war like situations, nuclear threats, etc. are also not covered
  • Damages caused to tyres and tubes as well as loss or damage caused outside India are also excluded

Frequently asked questions

Yes, one can buy them online including new car insurance policy as well as policy renewal.

Liberty offers two types of car insurance - a Third Party Liability Policy and a Package Policy or comprehensive car insurance plans.

The insurer offers 4300+ network garages for cashless claims

You can register your claim by calling the insurer at 1800 266 5844 or by registering on car insurance claims online.

You can pay for car insurance online in multiple ways and payment options, such as credit card, net banking, debit card, etc.

NCB* - The insured is entitled for a No Claim Bonus (NCB) of 20% for raising no claims during a policy year, which can go up to a maximum of 50% under the NCB policy of Liberty motor insurance.

Network garage# - Liberty car insurance policy offers hassle-free claim settlement in 4300+ network garages pan India.

(For detailed information, please refer to Policy Wording)