Best Health Insurance Plans for Older Parents in India
.png)
Older parents have specialised health insurance needs. Since they might have prevailing ailments, they require a health plan which covers their illnesses after a short waiting period, allows good coverage features and charges a low premium rate too. Bearing these health insurance needs of parents, insurers have designed specialised parents health insurance plans. These plans are also called senior citizen health plans.
.png)
Here are the Best Health Insurance Plans for Older Parents in India:
Plan name | Allowed sum insured limit | Pre-existing waiting period | Salient coverage benefits |
United India Senior Citizen Health Plan | Rs.1 lakh to Rs.3 lakhs | 4 years | Cashless treatments at more than 7000 hospitals across India Day care and AYUSH treatments are covered Free medical check-ups after three claim-free years |
Star Senior Citizens Red Carpet Health Plan | Rs.1 lakh to Rs.10 lakhs | 1 year | The policy is issued without any medical check-ups High sum insured limits of up to Rs.10 lakhs Medical consultations taken on an outpatient basis are covered Cashless hospitalisation facility across more than 8400 hospitals in India |
Religare Care Freedom | Rs.3 lakhs to Rs.10 lakhs | 2 years | 100% sum insured restoration Allowance for consumables Coverage for dialysis A lump sum companion benefit for a hospital stay of more than 10 days |
Oriental Insurance HOPE (Health of Privileged Elder) | Rs.1 lakh to Rs.5 lakhs | 2 years | Premium discount if voluntary co-payment is chosen Accidental injuries and other specified ailments are covered |
New India Assurance Senior Citizen Mediclaim Policy | Rs.50,000 to Rs.5 lakhs | 1 year | 10%b cumulative increase in sum insured for each successive claim-free year up to a maximum of 50% Easy claim settlement through a dedicated app 5% premium discount for covering spouse too Coverage for 130 day care treatments |
You can choose any plan for covering your parents. All the above-mentioned plans are some of the best health insurance plans for parents. They not only give good coverage benefits, the premiums are also affordable. Moreover, each insurance company has a wide network of preferred hospitals for cashless settlement of claims. These health insurance plans also allow tax deduction under Section 80D for up to Rs.50, 000 since parents are senior citizens. So, choose a desired plan and get your parents comprehensive health insurance coverage.
Choose wisely!

Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Other Health Insurance Products
Latest Post
.png)
Arjun has a car that is four years old and most of the parts are performing well. However, the engine started showing some issues and he immediately went to a nearby auto repair shop to get the problem checked. The mechanic clarified that the engine required replacement. As Arjun has a car insurance policy, the insurance company paid the expenses that saved a lot of money.
.png)
The thrill of purchasing your first bike is exhilarating. However, before the engine roars and you begin your journey to the open roads that await, do acquaint yourself with the bike insurance-related jargon. Especially while buying the bike insurance plan online, you should be clear about who is a first, a second, or a third party in insurance. This is dissimilar to the first-party or third-party bike insurance policies offered by insurance companies in India.
.png)
Anyone willing to ride/operate a two-wheeler on the highways in India must acquire a driving license. There are several types of driving licenses for different types of vehicles in India. MCWG is one such type of driving license that allows individuals to legally and freely ride two-wheelers, including heavy two-wheelers, on Indian roads.
.png)
Bringing home a new vehicle is a matter of great joy and excitement for the whole family. But this joy comes with the trouble of undergoing various procedures to get the vehicle registration done by the authorities. You can put yourself in legal trouble by driving your new vehicle without the RC or the Registration Certificate.
.png)
Wondering about what is Taxi insurance ? It is a highly specific type of insurance that offers coverage for owners of taxis, who are an indispensable part of our public transportation ecosystem throughout the country. Here’s learning more about the same.