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Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
United India Insurance Mediclaim Policy Premium Calculator 2025
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Looking for the premium details of United India Insurance Mediclaim Policy for 2025? Our premium calculator helps you get instant quotes based on your coverage needs. In this blog, we’ll guide you on how to use the calculator, factors affecting your premium, and tips to choose the right mediclaim policy. Stay financially protected with the best health insurance plan.
About United India Insurance Company
United India Insurance Company Limited is a public sector general insurance company which offers a multitude of general insurance products to individuals. Both retail and commercial insurance products are offered by the company. In terms of health insurance, the company offers different varieties of health insurance plans – individual health insurance plans, family floater plans, senior citizen health insurance plan, top-up plans as well as fixed benefit critical insurance plans. While the mediclaim plans fulfil the health insurance requirements, policyholders are often confused about the underlying premium amounts. To solve this confusion, United India allows a mediclaim premium calculator. This calculator calculates the premiums of all online mediclaim plans sold by the company.
How to calculate premium using the mediclaim premium calculator
To calculate the premium, the following details are to be provided in the mediclaim premium calculator –
- The expected policy start date and end date which determines the tenure of the health insurance plan
- The type of insurance policy needed – individual or family floater
- The amount of sum insured required
- Whether any additional coverage benefit is required or not. There are two benefits to choose from – daily cash allowance in case of hospitalisation and Ambulance cover if it is not inbuilt in the plan
- The date of birth of the insured. If family members are also being covered, their dates of births are also required. Family members can be added by clicking on ‘Add spouse’ button and ‘add children’ button.
- The relation of the members being covered. The relation should be expressed in the context of the policyholder.
- The marital status of the policyholder is also required to be entered in the mediclaim premium calculator
- The last detail which is to be entered is whether the proposer or any of the family members being covered under the plan suffer from any pre-existing illnesses or not. There is a box which needs to be ticked if there is any pre-existing illness.
- Once all the details are entered, there is a ‘Get Quote’ tab at the end of the calculator. When the tab is clicked, the premium is calculated and displayed. The proposer can agree to the terms and conditions of the policy and buy the policy online.
Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 21 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Over to You
Health emergencies don’t come with a calendar invite. Whether you're planning for your own future or looking out for your parents, choosing the right health insurance plan can make all the difference. That’s where a deeper look at the fine print helps. When you compare Star Health’s Red Carpet Plan vs Care Health Enhance Plan, what you’re really doing is choosing the kind of financial backup you want in your corner.
The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
Speak to an Advisor The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
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Jan 08, 2025
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Accidents can happen anywhere, anytime, by your own fault or another person. What’s important is to be prepared for such mishaps. This is where Own Damage Car Insurance comes in handy.
The no claim bonus (NCB) in bike insurance is a very handy benefit that allows you to save money on your overall motor insurance costs. The bike insurance provider rewards you for not making a claim by offering a discount on the premium of the following year.
When it comes to medical emergencies, the last thing you want to worry about is arranging money for hospital bills. That’s where a health insurance claim comes in handy. Health insurance allows you to either get your expenses reimbursed later or, in many cases, get treated without paying upfront through a cashless facility.
Health insurance plans often come with terms that sound like they belong in a secret financial club. One such term is “co-pay.” You might have seen it in your policy document and quietly ignored it, hoping it won’t matter until you actually need to claim. But here’s the twist: co-pay can directly affect how much premium you pay each year.
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