Care Supreme

Care Health Insurance

Claim settlement ratio 95.2 (2019-20)

NCB* 50% of SI per year, max up to 100% of SI*

PED Waiting# 48 Months

Network Hospital 9400+

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Overview of Care Supreme Plan

Care Supreme health insurance plan allows policyholders the security of health as well as finance with this complete healthcare plan and its widespread advantages. The cost-effectiveness of the policy makes it one of the best value plans to take care of your key healthcare costs. The ‘Cumulative Bonus Super’ – a feature that enhances the sum assured of the plan in 5 successive years - along with other add-on benefits and discounts makes it a top-notch health plan to opt for.

USP Features of Care Supreme Health Insurance

  • The best feature of the Care Supreme Plan is that it offers up to 500% of ‘Cumulative Bonus Super’ to enhance sum insured
  • The plan doesn’t levy any sub-limits and caps against costs of hospitalization, Domiciliary costs, organ donor cover and AYUSH treatment etc.
  • Further, the plan allows the policyholder to enjoy unrestricted and automatic recharge of the sum insured so that the insured individuals can stay covered continuously
  • A 30% discount is also allowed under the wellness benefit of the plan to boost the fitness level of policyholders
  • In addition, you also get unrestricted e-consultations and unique discounts on consultations, diagnostics, and pharmacy etc.

What’s not covered under Care Supreme?

  • When it comes to the list of exclusions, the care supreme plan excludes all OPD treatments
  • Expenses that are associated with the treatment of injuries caused by attempted suicide or any self-inflicted injury is also excluded under the plan
  • Any expense that arises due to the excess consumption or abuse of alcohol/ tobacco/drugs etc. are excluded
  • Dental treatment expenses as well as expenses of contact lenses and spectacles without hospitalization is also excluded under the plan
  • Treatment costs of infertility, miscarriage, abortion or childbirth, etc. are also not included under the plan

Frequently asked questions

Yes, you can add up to 2 children along with 2 adults under the care supreme health insurance plan.

Yes, the policyholder might have to undergo pre-policy health check-ups depending on the current health status of the person before buying the care supreme plan.

Yes, the policy offers the benefit of yearly health check-ups as an added benefit along with the base plan.

Under the care supreme policy, you get covered all through the policy year with unlimited recharge done automatically. So, under this plan the coverage amount gets replenished automatically every time your sum assured gets exhausted.

Yes, you can pay the premium of your Care Supreme policy in half-yearly, quarterly or monthly installments.

* The Cumulative Bonus Super allows the insured to boost sum assured by up to a maximum amount of 500% of SI in 5 consecutive years. The plan allows 100% incremental increase each year on base sum insured

# Expenses related to the treatment of a pre-existing Disease (PED) and its complications shall be excluded until the expiry of 48 months of continuous coverage after the date of inception of the first policy

Other Plan Variants

Care Plus
Care Classic (Insta)
Care Advantage