HDFC ERGO Health Insurance Company

Optima Secure Health Insurance Plan:

This is a health plan offering four times the health cover at no extra cost. Here are some features:

• Sum Insured – ranges between 5 Lakhs to 2Cr
• Multiple Discount Options – you can save up to 50% that you pay on premium using different discount options offered by the insurer
• Protect Benefit – Allows the insured to enjoy zero deductions on non-medical expenses listed under the plan

my:health Suraksha Health Insurance Plan:

This is a comprehensive but affordable health insurance plan with numerous benefits. Here are some features:

• No room rent capping – The plan allows the insured to choose their favorite hospital room as the plan doesn’t levy any room rent capping
• Preventive Health Check-up -The plan allows the insured to enjoy precautionary health check-up every time they go for HDFC ERGO health insurance renewal online
• Sum insured Rebound – This is another best feature of the plan that allows sum insured back-up which gets reinstated once the existing sum insured exhausts

Optima Restore Health Insurance Plan:

This is a beneficial plan especially recommended for small families.  Here are some features:

• Sum Insured – It ranges from 5 lakhs to 50 lakhs
• Restore Benefit – The plan allows immediate addition of 100% basic SI to your insurance plan on the first claim you raise
• Multiplier Benefit – This benefit allows the insured to doubles their sum insured in two successive years of no claim

my:health Koti Suraksha Health Insurance Plan:

This comprehensive and cost-effective policy allows big coverage at small prices. Here are some features:

• Sum Insured - Ranges from 50 lakhs to 1crore
• No room rent capping – The plan is available with no room rent capping up to private AC room
• Unlimited day-care – The plan allows unlimited day care procedures

HDFC ERGO Critical Illness Insurance:

Here are some features of this plan:

• Up to 15 critical illness covered
• Lump sum payment in a single transaction
• 2 variants of the plan are available
• You can buy the plan for 1 or 2 Years

iCan Cancer Insurance:

Here are some features of the plan:

• It covers all kinds of cancers
• Allows cashless treatment of cancer
• 60% Sum insured is offered to the policyholder as lump sum payout
• 100% SI can also be availed for cancer treatment

my:health Medisure Super Top-up:

This is a plan offering greater health cover at premium prices that are pocket-friendly. Here are some features:

• No health checkups up to 55 years of age
• Constant premiums from 61 years of age
• The plan allows the insured to get more while paying less
• It covers pre-and post-hospitalization expenses
• The plan allows the insured to work on aggregate deductibles
• It also covers day care procedures

The premium for the above plans can be calculated with the help of HDFC ERGO health insurance premium calculator.  Here you can see the HDFC ERGO health insurance premium chart to buy plans suiting your needs.