Click to Wealth

HDFC Life Insurance

Claim settlement ratio 98.66% (FY 2021-22)

Critical Illness Benefit Available

Tax Benefit Amount As per prevailing tax laws

Accidental Death Benefit 100%

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Overview of HDFC Life Click to Wealth Plan

HDFC Life Click to Wealth is a Non-Participating and Unit Linked Individual Life Insurance Plan which allows returns as per the market conditions. This plan suits people who aim to earn good returns with enough financial corpus at the end of the plan. With HDFC Life Click 2 Wealth policy, you can enjoy assured returns to secure your life as well as the life of your family members.

USP features of HDFC Life Click to Wealth Plan

  • The HDFC Life Click to Wealth Plan allow the insured to choose from 11 different fund options to maximise corpus
  • Further, the plan allows the investor to avail free and unlimited switching options from one fund to another
  • The plan comes with a premium payment option of Single Pay, Limited pay and Regular Pay
  • The plan allows Premium waiver benefits so that the future of your loved ones stays protected. So, even if there is sudden demise of the insured during the policy term, the policy continues and benefits the nominee
  • The plan allows the insured to opt for a systematic withdrawal from the fund amount which can be availed as post-retirement income

What’s not covered under HDFC Life Click to Wealth Plan?

  • Death resulting from suicide within 12 months from the date of policy commencement is excluded from the Click to Wealth policy
  • The plan also excludes those whose demise takes place due to participation in illegal activities
  • People who cause their demise due to heavy use of intoxication, drugs, and alcohol abuse are categories who are not allowed to avail the plan benefit
  • Coverage is not offered if the life assured participates in any criminal or unlawful act with criminal intent or for breach of law
  • Diagnosis and treatment of critical diseases outside India is also not covered
Frequently asked questions

The best way to check the policy status of HDFC Click 2 Wealth Plan is to call the customer care helpline number or to send an email in the official email address of the company.

No, the HDFC Click 2 Wealth Policy doesn’t offer a loan facility.

Yes, the insured under HDFC Click 2 Wealth Policy can avail partial withdrawal facility as per the terms and conditions of the plan.

The plan offers the benefit of add-on riders, which the insured can purchase to enhance cover.

Yes, survival benefit is offered at the end of the policy if the life assured survives the plan. The benefit is paid as lump sum fund value. (For More Information Refer to Policy Wording)

* Tax benefits are subject to changes in tax laws.
#All savings are provided by the insurance company as per the IRDAI approved insurance plan. Standard T&C apply.

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