How to Have a Safe and Healthy Holi with your Family? 

It is enjoyed only if you are surrounded by friends and family, and hence it is important to make it safe and healthy, especially for the toddlers, pets and the aged ones in the group. 

Some useful tips to ensure safety and health are as follows :

1. Skin Care: 

It is prudent to get your skin prepared for the day of colours, chemicals, coloured water, balloons, etc. It not only protects you from normal irritations and rashes but may also prevent lasting damage to your face and body. Use a gentle cleanser to clean your skin and then apply a layer of oil or thick moisturiser so that colours are easily removed, and your skin is safe. 

Pro tip: If you have sensitive skin, use coconut oil and a thick medicated moisturiser for extra protection. Also use natural ayurvedic ingredients like rose water, ‘multani mitti” or turmeric to clean your face post celebration.

2. Pick Natural Colours: 

The most damage that you can expect in Holi is due to chemically produced colours, including the metallic and glitter ones. It is best for you and your family to stick to organically manufactured holi colours using natural ingredients like flower petals, vegetables like turmeric and beetroots, etc. The poisonous ones can cause irreversible damage to your skin, hair and eyes. 

Pro tip: Check the labels of the colours you buy to ensure the ingredients used are pure and obtained organically.

3. Precautions for Your Eyes: 

It is the most important sensory organ that is exposed to maximum hazard during this festival. Prioritising their protection is the least you can do. To safeguard them from injuries and long-term damage, you can also invest in a health insurance plan. Especially if you have a senior citizen in your family with problems like cataracts and glaucoma. For immediate protection from coloured water, use sunglasses or eye protection and avoid wearing contact lenses while playing with “gulal”. Consult your eye care specialist before the festival day if you have sensitive eyes or any other eye problems.

Pro tip: Wear polarised sunglasses to avoid direct colour splashes in your eyes and wash your eyes with clear water instantly if you feel any discomfort. 

4. Protect Your Hair: 

Since your hair remains as exposed as your skin to colours, dirt and chemicals, it is equally important to take measures to minimise damage. If possible, wear a cap of scarf to protect it from direct damage from chemical colours. Apply a generous amount of coconut oil or castor oil that prevents the chemicals from sticking and damaging the roots of your hair. 

Pro tip: In case you have coloured hair, the toxic chemicals may react with the artificial colours, damaging your hair further. Consult your hair and skin specialist for a special hair care routine during the festival week. 

5. Safety of the Elderly, Children and Pets: 

A  successful Holi party makes all in your family truly happy despite of age and gender. Children, elderlies and pets need extra attention as they are easily disturbed by loud music, harsh colours and water-filled balloons. It is best to keep your pets away from colourplay, keep a strong watch on your children while they play and use environment-friendly organic dry colours while playing with elderlies. For extra precaution, check if your health insurance has OPD coverage for any emergency involving children and elderly parents. 

Pro tip: If you want to involve your pets, use minimal colours and organic ones to protect their fur and eyes from any irritation. 

Last but not least, participation should be voluntary and not forced. Consent is necessary before putting colour on anyone, and you need to be considerate of people with respiratory issues, skin allergies and eye problems. Comfort should never be compromised for enjoyment. 

Why Financial Security is Important During the Festivals?

While we all look forward to any festival that brings in so much enjoyment as “Holi”, we tend to push the financial stress to the back of our minds. But true joy comes from the financial security that we can gift ourselves by choosing the right insurance and investment strategies. 

If you have a large family and intend to have a “Holi” party involving every member, expenses for the party can pile up without you even realising. So securing finances for an emergency is the best way to deal with financial stress. 

Term insurance, health insurance and policies covering your properties and other liabilities are the best ways to deal with this stress. For the right option of plans and an informed decision, call your Paybima expert before “Holi” to navigate the insurance world with confidence and right guidance. 

What are the Different insurance Coverages that can be opted for, before Holi Celebrations? 

No matter how prepared, how cautious we are, accidents happen, especially during festivals when everyone is busy enjoying, including medical professionals. 
To ensure that you are equipped to handle any unforeseen situation, consider these types of coverage as crucial: 

1. Health Insurance: When splashes of colours and balloons turn into injuries and skin hazards, emergency medical attention is required, which is available in the outpatient services of medical clinics and hospitals. If you have young kids and aged parents, it is a necessity to have doctors available at all times through health insurance policies.
    
2. Term Insurance: Along with colours, Holi is also a festival where you can freely enjoy alcohol or organic “bhaang”. The repercussions are quite long-lasting, and if you make the mistake of driving or even trying to walk in high traffic, it poses imminent danger to your life. Health term insurance ensures that your family is protected financially in such life threatening situation. In case of any unfortunate event of disability or death, policy holders family can go for a term insurance claim that can keep them afloat economically. 
   
3. Motor Insurance:  Vehicle insurance ensures that your car or bike is also protected from any damages due to accidents, thefts and third-party actions. Its is judicious to be prepared as accidents can happen even if you are not at fault.