ReAssure 2.0

Niva Bupa Health Insurance

Claim settlement ratio 91.6%

NCB* 50%, maximum 100%

PED Waiting# 36 months

Network Hospital 9600+

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Overview of ReAssure 2.0 Policy

Niva Bupa ReAssure 2.0 is a health insurance plan offered by Niva Bupa Health Insurance company. With this comprehensive plan you can stay away from the worries related to your health. The plan is available with some exclusive and exciting offers which makes it one of the most sought-after health plans. It comes in three variants namely – Platinum+, Titanium+ and Bronze+ for both individual and family floater plans.

USP features of Niva Bupa ReAssure 2.0

  • The Niva Bupa ReAssure 2.0 plan comes with a unique lock the clock feature wherein you can save as you age by paying as per your entry age until you raise a claim
  • The ‘ReAssure Forever’ is another exciting feature that become active after the first claim for unlimited times forever
  • With the Booster+ feature of the plan, you can save on what you don’t use and can carry forward the balance sum insured
  • The plan covers all non-payables under its Safeguard+ feature
  • Live Healthy is another feature of the plan that allows the insured to avail up to 30% discount on policy renewal

What’s not covered under Niva Bupa ReAssure 2.0

  • Niva Bupa ReAssure 2.0 doesn’t cover treatment in the first 30 days of buying the plan, unless it is an accidental case.
  • The plan excludes the treatment of cosmetic and plastic surgery
  • It also excludes the expenses of treatment caused by hazardous adventure sports
  • Niva Bupa ReAssure 2.0 doesn’t cover the treatment of external congenital anomaly
  • Further, you can’t have coverage for rest cure, rehabilitation and respite care
  • Treatment expenses caused due to conflict and disaster are also not included under the plan
Frequently asked questions

The minimum age of entry under the plan is 18 years for adults and 15 days for children, whereas the maximum age of entry is 65 years for adults and 18 years for children.

36 months is the waiting period for PED under the Niva Bupa ReAssure 2.0 plan.

Yes, you can avail day care treatments under the ReAssure 2.0 plan.

Yes, the Niva Bupa ReAssure 2.0 health policy covers alternative treatment such as Unani, Siddha, and Homeopathy

For all active policies, Niva Bupa processes pre-authorized requests within just 30 minutes in case the documents and information(s) received are up to the satisfaction of the insurer.

* The insurer provides Booster Benefit in the form of Cumulative Bonus by increasing the Sum Insured applicable under the Policy by 50% of the Base Sum Insured of the immediately preceding Policy Year per claim free Policy Year subject to a maximum of 100% of the Base Sum Insured.

# Expenses related to the treatment of a Pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first Policy with the insurer.

Niva Bupa Health Insurance - Other Plan Variants

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