Star Health Insurance Renewal

Star Health & Allied Insurance Company is a Chennai-based insurer that started functioning in 2006. With over 835 branches and 14,000+ network hospitals, the insurer covers its policyholders with wide-ranging and pioneering health insurance policies.

Star Health Insurance is one of the best insurance companies in India, offering numerous flexible insurance policies to secure the health of its policyholders and their families. To enjoy the continued benefits of Star Health Insurance policies, an insured must renew the plan regularly before the expiry date.

Claim settlement ratio 97.5%

NCB* 50%, up to 100%*

PED Waiting^# 36 months

Network Hospital 14,000+

Renew your policy on time to avoid additional costs

Our expert advisors will assist you in the process

Top Plans

Star Health Insurance Plan(s)	Plan Type	Entry Age
Star Comprehensive Insurance Policy	Plan Type : Base Product	Entry Age : Minimum – 18 years for adults, 91 days for children, maximum – 65 years for adults, 25 years for dependent children
Young Star Insurance Policy	Plan Type : Base Product	Entry Age : Minimum – 18 years for adults, 91 days (for dependent child on floater basis) \| Maximum – 40 years for adults, 25 years (for dependent child on floater basis)

Steps to follow for Star Health Insurance Renewal Process

A. Online Renewal Process

Log on to the official portal of Star Health Insurance for Star Health instant renewal
On the homepage, navigate through the renewal section and click on the 'Renewal’ button
Provide the necessary details, including the 'Policy Number' of your Star Health insurance policy and your ‘Date of Birth’ and click on the ‘Continue’ button
Check the renewal premium amount and a list of online payment gateways on the page that appears. Select the payment option that suits you and make the renewal payment
You will be notified about the payment by sending a receipt via SMS or Email about your Star health policy renewal

B. Offline Renewal Process

For offline renewal of Star Health Plan, visit a branch of the insurance company
Go to the customer support desk for the required assistance
Submit the necessary documents as stated and make the payment
To find the nearest branch of Star Health Insurance, you may visit the official portal of the insurer. Also, you may contact the insurer's customer care support at their toll-free number 044 43664666 or (044)- 2831 9100 / 2853 2060 / 2853 2030.

Benefits of Timely Renewal

Timely renewal of Star Health Insurance Policy allows continuity of coverage for policyholders.
It helps the policyholder keep the NCB or No Claim Bonus intact to continue enjoying its uninterrupted benefits. NCB benefit is a discount that insurers offer policyholders for a claim-free policy year.
Timely online renewal of Star Health Insurance Policy allows the policyholder to customize and enhance coverage by adding or removing add-ons per their changing health requirements.

Common Renewal Issues and Solutions

Premium Changes - One of the common issues faced at the time of policy renewal is regarding premium changes. Generally, premiums increase every year due to medical inflation and rising prices. However, it is possible to limit them by using some effective ways.

One such way is to select the right plan at the time of buying the health insurance policy and to renew it regularly on time. This way, you can avail discounts and other lucrative offers to lower the premium.

Further, it is essential to list add-ons you would require during the policy year and the ones you want to do away with. You may only choose the particular covers you need according to your needs. This will limit the premium amount to a great extent.

Lapsed Policies – A health insurance policy may lapse if not renewed within the due date. Most insurers allow a grace period of 15-30 days for policyholders to renew the policy. If a policy is not renewed within this period, it may lapse. When a policy lapses, you lose all the benefits, including NCB benefits accumulated under the policy.

However, there is an option to reinstate a lapsed policy, and it can be done by getting in touch with the customer support of the Star Health Insurance Policy. You may follow a specific process to reinstate the policy and pay a certain fee to get it done.

Choose health Insurance Companies For Renewal

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Tata AIG Health Insurance Renewal

Royal Sundaram Health Insurance Renewal

ICICI Lombard Health Insurance Renewal

Bajaj Allianz Health Insurance Renewal

Tips for a Smooth Renewal

Set Reminders – Setting up remainders for timely renewal is essential to prevent missing out on the expiry dates of your Star health insurance policy. You may use your phone to set reminders and other digital tools for this purpose.
Review Coverage – Renewal is a time to review your health insurance coverage as per your current needs. With age, people's requirements for health insurance might change. Hence, it is vital to assess the current requirements when renewing your policy and make an informed decision on the coverage upgrades. You may select and drop specific add-ons per your and your family's healthcare requirements.

Conclusion

It is vital to renew a health insurance policy before expiry to enjoy all the benefits accumulated under the plan, such as NCB, waiting period, and more. This requires the insured to pay a premium that may be different from the premium paid for the last term.

Star Health Insurance policies allow policyholders to renew health insurance plans for a period of 1, 2, and 3 years as per the policy term. The insurer allows flexible payment options and easy online and offline payments.

Frequently asked questions

Follow the steps below to renew your Star Health Insurance online:

Go to the official website of Star Health Insurance company to renew the policy online
On the homepage, tap on the 'Renewal’ button
Submit your policy details along with your DOB or date of birth. Next, click on the ‘Continue’ button
On the page that appears, you will see the renewal amount that needs to be paid
Pay the amount using your preferred online payment gateway
Once the payment is completed successfully, you will get the receipt of the payment of your Star Health policy renewal on your registered email.

By renewing your Star health insurance policy on time or before the expiry date, you can ensure that your NCB benefits stay intact so you can continue enjoying them without interruption. However, if your star health insurance policy lapses, you may lose the NCB received under the policy.

To address the changes in the premium amount of your Star Health Insurance at the time of renewal, customize the policy as per your needs and budget. You may also add or remove riders/add-ons as per your need to adjust the premium.

Yes. Star Health Insurance policy offers a grace period of 30 days starting from the policy expiry date.

Once you pay for your Star Health Insurance Policy, you get a confirmation email on your official email ID. Further, you may check the policy status online or offline to ensure that your Star Health Insurance policy is renewed.