Tata AIG Health Insurance Renewal

Established as a joint venture between the Tata Group of India and American International Group (AIG), Tata AIG General Insurance Company Limited commenced its operations in 2001. Over the years, the company has launched many pioneering products in the health and other insurance categories.

Claim settlement ratio 94.21%

NCB* 50%, up to 100% of SI*

PED Waiting^# 60 months

Network Hospital 7000+

Renew your policy on time to avoid additional costs

Our expert advisors will assist you in the process

Top Plans

Tata AIG Health Insurance Plan(s)	Plan Type	Entry Age
Medicare Premier	Plan Type : Base Product	Entry Age : 91 Days - 65 Years

To avail of the continued benefits of Tata AIG Health Insurance Policy, purchasing and renewing your plan regularly is necessary. Tata AIG health insurance renewal will allow the policyholder to enjoy comprehensive coverage and all the benefits associated with your plan for a lifetime.

Steps to follow for TATA AIG Health Insurance Renewal Process

Online Process

Visit the official website of Tata AIG

Go to the renewal section on the homepage and choose the option of ‘Health’
Enter your Policy number and click on the ‘Renew’ button
You will reach a new screen of the renewal process
Initiate the payment of your renewal premium
Next, review the details of the policy well for any errors and make the payment for renewal
Your policy is renewed, and you will receive a confirmation on your mobile/email

Offline Process

Some policyholders may prefer renewing their Tata AIG health insurance policy offline. Also, at times, due to a bad internet connection or any other technical issue, you may face problems in renewing your policy online. In such a case, you may choose the offline process to renew your Tata AIG health insurance plan.

For offline renewal, you may call 1800-266-7780, the toll-free number of Tata AIG, for guidance on your policy renewal. Further, you may also visit the nearest branch of the insurer to renew the plan.

Benefits of Timely Renewal of Tata AIG Health Insurance Plan

Here are some benefits of renewing your health insurance plan on time:

Low Premium – If you get your Tata AIG health insurance online renewal on a timely and regular basis before the expiry date, you may avail of online discounts and avoid paying extra fines.
Benefit of NCB – Tata AIG policy renewal also allows the insured to avail of the benefits of their accumulated NCB or No Claim Bonus to lower premium price at the time of policy renewal.
Continuous Coverage – Regular Tata AIG renewal lets policyholders enjoy uninterrupted coverage for a lifetime, which serves them well during health emergencies.
Tax Benefits – Health insurance policies provide tax benefits to policyholders u/s 80D of the IT Act. You can avail of this benefit by ensuring regular and timely Tata AIG online renewal of health policies.

Common Renewal Issues and Solutions

Premium rise

The rise in premiums is a common problem faced by many policyholders at the time of renewing a policy. Many factors contribute to the rise, including the rise in inflation in the healthcare industry as well as the rising number of diseases among young people. To ensure that your policy premium stays the same for 2-3 years, you can choose to buy multi-year health policies. This will let the premium remain as it is for a couple of years, depending on the policy tenure.

Compare policies

Renewal is also the time when you can re-evaluate your health plan and compare it with other policies available at the same price. You may opt for a new plan while renewing the policy to suit your requirements as well as your budget.

Policy Lapses

A policy lapses when it is not renewed on time and within the grace period. Lapsed policies will not fetch you any benefit from NCB. Though you may get the facility to reinstate your lapsed policy, you will have to pay a fine and incur extra expenses. Hence, renewing on time every time is crucial.

Add-on

If you think the add-ons under your health plan are not meeting your needs, you may reconsider them and add or eliminate some add-ons as per your need and budget.

Choose health Insurance Companies For Renewal

Star Health Insurance Renewal

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Aditya Birla Health Insurance Renewal

HDFC ERGO Health Insurance Renewal

Niva Bupa Health Insurance Renewal

Royal Sundaram Health Insurance Renewal

ICICI Lombard Health Insurance Renewal

Bajaj Allianz Health Insurance Renewal

Tips for a Smooth Renewal

If you are looking for a smooth Tata insurance renewal without penalty, you may follow the below tips:

Always ensure that you stay abreast with the policy details of your health insurance plan. Be mindful of the renewal date particularly
If it suits you, ask your insurer to initiate the automatic debit option for renewal of your health plan to pay the premiums on time
You can add reminders on the phone or may ask your insurer to send reminders by email or SMS regarding the renewal
You may get in touch with your insurer’s customer support to renew your health plan on time

Conclusion

It is important to keep a tab on the policy renewal date of your health insurance plan so that you can get continued coverage. Even if you miss the expiry date of your Tata AIG online renewal, you should at least renew the plan during the grace period to avoid policy lapse. This will ensure your financial security during the time of a health emergency.

Frequently asked questions

You can renew your health policy as many as 45 days ahead of the expiry date. Moreover, you also get a grace period of 15-30 days to renew the policy before it lapses.

If you miss the grace period, the policy will lapse and will cease to exist. You will not be able to raise a claim once the policy lapses.

In most cases, policyholders are not required to undergo a medical check-up to renew a health insurance policy. However, if you have gone through any major changes in your health condition, you might be asked to take a health check-up.

Yes, you do get a tax benefit on your health insurance plan of up to INR 25,000 or INR 50,000 in the case of senior citizen health plans u/s 80D.

Yes, you can get comprehensive and all-inclusive health insurance plans offered by Tata AIG on an individual and family floater basis.